4338 Ketcham Dr, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 4338 Ketcham Dr, Chesterfield, VA 23832

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,094 sqft · built 1979
Lot Size	0.346 acres (15,072 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jun 2021)
Tax Bill	$2,977 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Jun 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05102030C00E034`

Property Details

APN / Parcel Number

Primary APN	`05102030C00E034`
Alternative APNs	`764-68-89-45-000-000` `425824000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,094 sqft Finished Area
1st Floor Area	558 sqft
Basement Area	144 sqft
Finished Basement	144 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	15,072 sqft (0.346 acres)

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	425824000
Street Address	4338 KETCHAM DR
City	CHESTERFIELD
State	VA
Zip	23832-7812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	CREEKWOOD L 34 BK E SEC C
Legal Subdivision	CREEKWOOD
Legal Block	E
Legal Lot Number	34
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	4
Census Block	4001
Census Tract	100206

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN TRUST MORTGAGE LLC
Jun 16, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Nov 23, 2020	Warranty Deed, Transfer · Conventional with PMI UIF CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	202139147
Deed Book / Page	13473 / 43
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812

Mortgage

Document Number	014957-270
Date	Jul 30, 2025
Book Page	14957/270
Instrument	250025290

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13473-65
Date	Jun 16, 2021
Book Page	13473/65
Instrument	2021039149

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 16, 2021
Property Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Document Number	13473-43
Book / Page	13473 / 43
Instrument Date	Jun 14, 2021
Instrument	2021039147
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812

Mortgage

Document Number	2021039148
Date	Jun 16, 2021
Instrument	2021039148

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0013473-65
Date	Jun 16, 2021
Book Page	13473/65
Instrument	2021039149

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 23, 2020
Property Address	4338 KETCHAM DR, CHESTERFIELD, VA 23832-7812
Document Number	13089719
Book / Page	013089 / 000719
Instrument Date	Nov 17, 2020
Instrument	64524
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 KETCHAM DR CHESTERFIELD VA 238327812, CHESTERFIELD, VA 23832-7812

Mortgage

Document Number	13089723
Date	Nov 23, 2020
Book Page	013089/000723
Instrument	64525

Lender

Name	UIF CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,977.00 (+1.64%)	$331,700 (+1.47%) Land $62,000 Building $269,700	$331,700 (+1.47%) Land $62,000 Building $269,700
2025		$326,900 (+2.41%) Land $60,000 Building $266,900	$326,900 (+2.41%) Land $60,000 Building $266,900
2023	$2,929.00	$319,200 Land $56,000 Building $263,200	$319,200 Land $56,000 Building $263,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Severe Storms, Flooding And Tornadoes Associated W Td Gaston, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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