4338 Harbor Way, Unit 7, Oceanside, CA 92056 Property Records

San Diego County property record for 4338 Harbor Way, Unit 7, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,521 sqft · built 2019
Owner	2 Company Names on Record
Last Sale	$710,000 (Apr 2022)
Tax Bill	$9,116 (2025)
Deeds & Mortgages	Apr 2022 Sale Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-690-09-17`

Property Details

APN / Parcel Number

Primary APN	`160-690-09-17`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,521 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4338 HARBOR WAY, 7
City	OCEANSIDE
State	CA
Zip	92056-5758
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-B
Legal Description	LOT 6 US 143 PER DOC19-0017228&UND INT IN TR 015691
Legal Subdivision	ST CLOUD/OCEAN RANCH
Legal Tract	015691
Legal Block	3
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18522

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4236 VISTA DEL RIO WAY, 6, OCEANSIDE, CA 92057-7423
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Grant Deed, Transfer FIDELITY NATL TTL SAN DIEGO
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 18, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2022 · Amount on Record
Deed Sale	Apr 4, 2022 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	2022145885
Last Transfer Date	Nov 15, 2024
Transfer Doc	0000320344
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 4, 2022
Property Address	4338 HARBOR WAY UNIT 7, 7, OCEANSIDE, CA 92056-5758
Document Number	0000145885
Map Reference	MAP 15691
Instrument Date	Mar 2, 2022
Instrument	2022-0145885
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4236 VISTA DEL RIO WAY, OCEANSIDE, CA 92057-7423

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4338 HARBOR WAY UNIT 7, 7, OCEANSIDE, CA 92056-5758
Transaction Type	Mortgage
Record Updated	Dec 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 HARBOR WAY 7, 7, OCEANSIDE, CA 92056-5758

Mortgage

Document Number	0000846875
Date	Dec 15, 2021
Instrument	2021-0846875

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	May 1, 2051

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2019
Property Address	4338 HARBOR WAY UNIT 7, 7, OCEANSIDE, CA 92056-5758
Document Number	0000531812
Map Reference	MAP 15691
Instrument Date	Oct 16, 2019
Instrument	2019-0531812
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4338 HARBOR WAY UNIT 7, 7, OCEANSIDE, CA 92056-5758

Mortgage

Document Number	0000531813
Date	Nov 18, 2019
Instrument	2019-0531813

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,521 (+2%) Land $541,212 Building $227,309
2025	$9,116.00 (+11.83%)	$753,452 (+11.29%) Land $530,600 Building $222,852
2023	$8,152.00 (+29.38%)	$677,000 Land $476,000 Building $201,000
2022	$6,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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