1. Home
  2. Florida
  3. Spring Hill
  4. Merchant Ave

4335 Merchant Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 4335 Merchant Ave, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 2005
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$339,000 (Sep 2023)
Tax Bill$2,938 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5170-1155-0120

Property Details

APN / Parcel Number

Primary APNR32-323-17-5170-1155-0120
Alternative APNs
  • 00626558
  • 626558

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,788 sqft Living Area
1st Floor Area1,788 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area217 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00626558
Street Address4335 MERCHANT AVE
CitySPRING HILL
StateFL
Zip34608-3339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 17 BLK 1155 LOT 12
Legal Range17E
Legal Township23S
Legal Section12
Legal SubdivisionSPRING HILL UNIT 17
Legal Block1155
Legal Lot Number12
Legal Unit17
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3043
Census Tract41004

Owner

4335 Merchant Ave is owned and occupied by an individual who bought it in September 2023.

Source: Hernando County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address4335 MERCHANT AVE, SPRING HILL, FL 34608-3339
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2023 · Amount on File
Deed SaleSep 6, 2023 · Amount on File
Prior SaleMar 6, 2015 · Amount on File
Deed Document Number2023054738
Deed Book / Page4336 / 1975
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 6, 2023
Property Address4335 MERCHANT AVE, SPRING HILL, FL 34608-3339
Document Number0043361975
Book / Page4336 / 1975
Map ReferenceMB 9 PG 31-46
Instrument DateAug 28, 2023
Instrument2023054738
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanySOUTHERN SECURITY TTL OF NAT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4335 MERCHANT AVE, SPRING HILL, FL 34608-3339

Transferred To (Grantee/Buyer)

NameVerified Name
Address4335 MERCHANT AVE, SPRING HILL, FL 34608-3339

Mortgage

Document Number0043361977
DateSep 6, 2023
Instrument4336/1977
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2053

Mortgage

Document Number0043370001
DateSep 6, 2023
Book Page4337/1
Instrument2023054740
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4335 Merchant Ave was $2,938 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,938.00 Additional exemption filed$245,253 Land $40,500 Building $204,753$245,253 Land $40,500 Building $204,753
2023Additional exemption filed$96,990 (+3%) Land $96,990
2022$2,275.00 Veteran's exemption Widower's exemption$94,165$236,447 Land $36,000 Building $200,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4335 Merchant Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4335 Merchant Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Tillman Fiber.

Nearby Properties on Merchant Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures