Santa Rosa County property record for 4334 Railroad St, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,569 sqft · built 2020 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2020) |
| Tax Bill | $1,804 (2024) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1N-29-1210-05900-0090 |
| Primary APN | 23-1N-29-1210-05900-0090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,569 sqft Living Area |
| Gross Area | 2,048 sqft |
| 1st Floor Area | 1,569 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,384 sqft (0.445 acres) |
| Lot Dimensions | 194 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | 1 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4334 RAILROAD ST |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-1875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1M |
| Legal Description | FLORIDATOWN LOT 9 BLK 59 AS DES IN OR 4002 PG 280 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 23 |
| Legal Subdivision | FLORIDATOWN |
| Legal Block | 59 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10705 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4334 RAILROAD ST, MILTON, FL 32571-1875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage GULF WINDS FCU |
| Sep 10, 2020 | Quit Claim Deed, Transfer CLEAR TITLE/NW FL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Deed Document Number | 202046932 |
| Deed Book / Page | 4002 / 280 |
| Prior Transfer Date | Oct 2, 2015 |
| Prior Transfer Doc | 0034660570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4334 RAILROAD ST, PACE, FL 32571-1875 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4334 RAILROAD ST, PACE, FL 32571-1875 |
| Document Number | 0046571298 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 4657/1298 |
| Instrument | 202542559 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 4334 RAILROAD ST, PACE, FL 32571-1875 |
| Document Number | 0040020280 |
| Book / Page | 4002 / 280 |
| Map Reference | MB A-15 PG 389 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 202046932 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4779 LIVE OAK LN, 4779, PACE, FL 32571-1359 |
| Name | Verified Name |
|---|---|
| Address | 4334 RAILROAD ST, PACE, FL 32571-1875 |
| Document Number | 0004002282 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 4002/282 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 4334 RAILROAD ST, PACE, FL 32571-1875 |
| Document Number | 0040020270 |
| Book / Page | 004002 / 000270 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 46930 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | CLEAR TITLE/NW FL LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4779 LIVE OAK LN PACE FL 325711359, PACE, FL 32571-1359 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $185,462 (+2.9%) | $221,597 (+1.6%) Land $32,635 Building $188,962 | |
| 2024 | $1,804.00 (+1.81%) Homeowner's exemption | $180,235 (+3%) | $218,101 (+1.39%) Land $32,635 Building $185,466 |
| 2023 | $1,772.00 (+2.9%) Homeowner's exemption | $174,985 (+3%) | $215,120 (+4.95%) Land $31,565 Building $183,555 |
| 2022 | $1,722.00 Homeowner's exemption | $169,888 | $204,980 Land $26,750 Building $178,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 27 (1979–2020) |
| Claims Outside the SFHA | 24 of 27 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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