St. Mary's County property record for 43330 Gum Spring Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,649 sqft · built 1996 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,900 (Jun 2019) |
| Tax Bill | $3,906 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-050645 |
| Primary APN | 03-050645 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,649 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 169 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 050645 |
|---|---|
| Street Address | 43330 GUM SPRING DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-4537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 30 SECTION THREE CHESTNUT RIDGE |
| Legal Subdivision | CHESTNUT RIDGE |
| Legal Lot Number | 30 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 876101 |
43330 Gum Spring Dr is owned and occupied by two individuals who bought it in June 2019.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43330 GUM SPRING DR, LEONARDTOWN, MD 20650-4537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on File |
| Deed Sale | Jun 26, 2019 · Amount on File |
| Prior Sale | Aug 28, 1996 · Amount on File |
| Deed Book / Page | 5105 / 344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 26, 2019 |
| Property Address | 43330 GUM SPRING DR, LEONARDTOWN, MD 20650-4537 |
| Document Number | 0051050344 |
| Book / Page | 5105 / 344 |
| Map Reference | MB 35 FO 5 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,948.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43330 GUM SPRING DR, LEONARDTOWN, MD 20650-4537 |
| Document Number | 5105349 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 5105/349 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 43330 Gum Spring Dr was $3,906 with a homeowner's exemption.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,100 | $474,300 Land $131,400 Building $342,900 | |
| 2025 | $3,906.00 Homeowner's exemption | ||
| 2023 | $3,471.00 Homeowner's exemption | $387,867 | $456,000 Land $125,200 Building $330,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43330 Gum Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43330 Gum Spring Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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