43323 Co Rd 14Pp, Gunnison, CO 81230 Property Records

Saguache County property record for 43323 Co Rd 14Pp, Gunnison, CO 81230

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,794 sqft · built 1996
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$845,000 (Sep 2025)
Tax Bill	$1,303 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R001420`

Property Details

APN / Parcel Number

Primary APN	`R001420`
Alternative APN	`396930400019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	2,794 sqft Heated Area
1st Floor Area	1,136 sqft
Upper Floors Area	1,658 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,742,400 sqft (40 acres)

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R001420
Street Address	43323 COUNTY ROAD 14PP
City	GUNNISON
State	CO
Zip	81230-9402
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SE1/4SE1/4 30-48-3
Legal Subdivision	1J W/GFD
Legal Lot Number	46
Jurisdiction	SAGUACHE CO
Township / Civil Division	COCHETOPA
Census Block Group	2
Census Block	2087
Census Tract	977600

Owner

43323 Co Rd 14Pp, a rural home, is owned and occupied by two individuals who bought it in September 2025.

Source: Saguache County records, as of February 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 6, 2010	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 8, 2010	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Mar 18, 2020 · Amount on File
Deed Document Number	2025404464
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0000404465
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Property Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000389307
Date	Dec 5, 2019
Instrument	389307

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Property Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000392229
Date	Jan 20, 2021
Instrument	392229

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Property Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000367145
Date	Jul 6, 2010
Instrument	367145

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 22, 2050

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Property Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	LSI

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000367643
Date	Sep 8, 2010
Instrument	367643

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2025

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGUACHE CO
Recording Date	Sep 17, 2025
Property Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Document Number	0000404465
Instrument Date	Sep 11, 2025
Instrument	404465
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 108, SHELBYVILLE, KY 40066-0108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402

Mortgage

Document Number	0000404466
Date	Sep 17, 2025
Instrument	404466

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGUACHE CO
Recording Date	Mar 18, 2020
Property Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402
Document Number	0000390027
Instrument Date	Mar 16, 2020
Instrument	390027
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43323 COUNTY ROAD 14PP, GUNNISON, CO 81230-9402

Mortgage

Document Number	0000390029
Date	Mar 18, 2020
Instrument	390029

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43323 Co Rd 14Pp was $1,303.

Source: Saguache County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Saguache County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,303.00	$22,026 Land $1,358 Building $20,668	$335,712 Land $5,031 Building $330,681
2023	$1,142.00 (+139.41%)	$19,799 (+149.23%) Land $1,328 Building $18,471	$280,712 (+190.26%) Land $5,031 Building $275,681
2022	$477.00	$7,944 Land $1,365 Building $6,579	$96,711 Land $4,704 Building $92,007

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43323 Co Rd 14Pp in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43323 Co Rd 14Pp is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Co Rd 14Pp

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