4332 Ridgepath Dr, Dayton, OH 45424 Property Records

Montgomery County property record for 4332 Ridgepath Dr, Dayton, OH 45424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,974 sqft · built 1972
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2026)
Tax Bill	$3,690 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I39300209-0009`

Property Details

APN / Parcel Number

Primary APN	`I39300209-0009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.219 acres)
View / Lot	Neighborhood / Spot
Garage Type	Basement
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4332 RIDGEPATH DR
City	DAYTON
State	OH
Zip	45424-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	626 FOREST RIDGE 4-4
Legal Subdivision	FOREST RIDGE
Legal Lot Number	9
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3000
Census Tract	90304

Owner

4332 Ridgepath Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Montgomery County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Mar 10, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Oct 17, 2018	Warranty Deed, Transfer · Conventional with PMI SIRVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202642475
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 20, 2026
Property Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746
Document Number	0000042475
Instrument Date	Jul 2, 2026
Instrument	202642475
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042476,
Date	Jul 20, 2026
Instrument	202642476

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 7, 2022
Property Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746
Document Number	0000056255
Map Reference	MB 92 PG 53-54A
Instrument Date	Aug 15, 2022
Instrument	2022-00056255
Transaction Type	Transfer
Record Updated	Sep 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746

Mortgage

Document Number	0000056257
Date	Sep 7, 2022
Instrument	2022-00056257

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 10, 2020
Property Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746
Document Number	0000015875
Instrument Date	Feb 28, 2020
Instrument	15875
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	METRO TITLE COMPANY, METRO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4332 RIDGEPATH DR DAYTON OH 454244746, DAYTON, OH 45424-4746

Mortgage

Document Number	15876
Date	Mar 10, 2020
Instrument	15876

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 17, 2018
Property Address	4332 RIDGEPATH DR, DAYTON, OH 45424-4746
Document Number	0000060938
Instrument Date	Oct 2, 2018
Instrument	60938
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 RIDGEPATH DR DAYTON OH 454244746, DAYTON, OH 45424-4746

Mortgage

Document Number	60939
Date	Oct 17, 2018
Instrument	60939

Lender

Name	SIRVA MTG
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4332 Ridgepath Dr was $3,690, down 0.3% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,690.00 (-0.32%)	$69,460 Land $13,720 Building $55,740	$198,470 Land $39,200 Building $159,270
2024	$3,702.00 (+3.32%)
2023	$3,583.00 (+15.62%)	$69,460 (+39.98%) Land $13,720 Building $55,740	$198,470 Land $39,200 Building $159,270
2022	$3,099.00	$49,620 Land $9,800 Building $39,820
2020			$141,760 Land $28,000 Building $113,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4332 Ridgepath Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4332 Ridgepath Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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