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4332 Ranch House Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4332 Ranch House Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeResidential Vacant Land
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$362,300 (Jun 2025)
Tax Bill$1,775 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN212630364600017040

Property Details

APN / Parcel Number

Primary APN212630364600017040

Exterior

Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address4332 RANCH HOUSE RD
CitySAINT CLOUD
StateFL
Zip34772-6346
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionTHE MEADOW AT CROSSPRAIRIE PB 33 PGS 91-94 LOT 704
Legal Lot Number704
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1011
Census Tract43209

Owner

Source: Osceola County records · APN 212630364600017040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4332 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2025 · Amount on Record
Deed SaleJun 20, 2025 · Amount on Record
Deed Document Number2025077980
Deed Book / Page6807 / 1862
Record UpdatedJun 08, 2026

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 20, 2025
Property Address4332 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6346
Document Number0068071862
Book / Page6807 / 1862
Map ReferenceMB 6400 PG 1718
Instrument DateJun 17, 2025
Instrument2025077980
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 01, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,536.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4332 RANCH HOUSE RD, SAINT CLOUD, FL 34772-6346

Mortgage

Document Number0068071865
DateJun 20, 2025
Instrument6807/1865
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,775.00 (+2.07%)$44,000 (-) Land $44,000$44,000 (-) Land $44,000
2024$1,739.00$44,000 Land $44,000$44,000 Land $44,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire LikelihoodAbout 1 in 197 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 40 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250
SpectrumFiber1,000 / 1,000
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Spectrum, T-Mobile USA, Hotwire Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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