4332 Pacifica Way, Unit 3, Oceanside, CA 92056 Property Records

San Diego County property record for 4332 Pacifica Way, Unit 3, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2007
Square Footage1,944 sqft Living Area
Lot Size40,351 sqft (0.926 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2014)
Tax Bill$5,816.00 (2025)

Property Details

APN / Parcel Number

Primary APN160-690-06-03

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,944 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment Style
Lot Area40,351 sqft (0.926 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4332 PACIFICA WAY, 3
CityOCEANSIDE
StateCA
Zip92056-5722
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 1 US 15PER DOC07-0779881&UND INT IN PHASE 1 TR 015455
Legal SubdivisionST CLOUD AT OCEAN RANCH
Legal Tract015455
Legal Block3
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup3
Census Block3001
Census Tract18522

Owner

Source: San Diego County records · APN 160-690-06-03

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4332 PACIFICA WAY, 3, OCEANSIDE, CA 92056-5722
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
SAN DIEGO COUNTY CU
Aug 09, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2014 · Amount on Record
Deed SaleMay 07, 2014 · Amount on Record
Prior SaleNov 28, 2007 · Amount on Record
Deed Doc Number2014186801
Prior Transfer DateMar 24, 2010
Prior Transfer Doc0000172698
Record RefreshedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4332 PACIFICA WAY UNIT 3, 3, OCEANSIDE, CA 92056-5722
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000051319
DateJan 31, 2017
Instrument2017-0051319
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2022
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.12%
Index5-Year CMT
Max Rate8.12%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4332 PACIFICA WAY UNIT 3, 3, OCEANSIDE, CA 92056-5722
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address4332 PACIFICA WAY 3, 3, OCEANSIDE, CA 92056-5722

Mortgage

Document Number0000566104
DateAug 09, 2021
Instrument2021-0566104
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$450,125 (+2%) Land $157,541 Building $292,584
2025$5,816.00 (+1.95%)$441,300 (+4.04%) Land $154,452 Building $286,848
2024$5,705.00 (+3%)
2023$5,539.00 (+1.6%)$424,165 Land $148,455 Building $275,710
2022$5,452.00

Flood & Wildfire

4332 Pacifica Way, Unit 3 is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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