4332 McCulloch St, Duluth, MN 55804 Property Records

St. Louis County property record for 4332 McCulloch St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,940 sqft · built 1906
Lot Size	0.241 acres (10,497 sqft)
Owner	Individual Name on File
Tax Bill	$5,178 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3010-02400`

Property Details

APN / Parcel Number

Primary APN	`010-3010-02400`
Alternative APN	`54710`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,940 sqft Gross Area
1st Floor Area	911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	10,497 sqft (0.241 acres)
Garage Area	676 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	147 sqft
Deck Area	80 sqft
Storage Building	168 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	54710
Street Address	4332 MCCULLOCH ST
City	DULUTH
State	MN
Zip	55804-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELY 1/2 OF LOT 7 AND ALL OF LOT 8 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	42
Legal Lot Number	7-8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3010-02400

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4332 MCCULLOCH ST, DULUTH, MN 55804-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4332 MCCULLOCH ST, DULUTH, MN 55804-1935
Document Number	00A1326479
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4332 MCCULLOCH ST DULUTH MN 558041935, DULUTH, MN 55804-1935

Mortgage

Document Number	00A1326479
Date	Jan 24, 2018
Instrument	A1326479

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,178.00 (+7.2%) Homeowner's exemption
2025	$4,830.00 (-2.46%) Homeowner's exemption	$387,600 (+6.43%) Land $57,500 Building $330,100	$387,600 (+6.43%) Land $57,500 Building $330,100
2024	$4,952.00	$364,200 (+11.79%) Land $55,400 Building $308,800	$364,200 (+11.79%) Land $55,400 Building $308,800
2022		$325,800 Land $42,700 Building $283,100	$325,800 Land $42,700 Building $283,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.