4332 Hammersmith Dr, Clermont, FL 34711 Property Records

Lake County property record for 4332 Hammersmith Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1999
Lot Size	0.179 acres (7,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2023)
Tax Bill	$4,647 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-2310-000-77500`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-2310-000-77500`
Alternative APNs	`262304231000077500` `3783557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,987 sqft Living Area
Gross Area	2,387 sqft
1st Floor Area	1,817 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,775 sqft (0.179 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3783557
Street Address	4332 HAMMERSMITH DR
City	CLERMONT
State	FL
Zip	34711-6994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT WELLINGTON AT KINGS RIDGE PHASE III LOT 775 PB 40 PGS 42-43 ORB 6113 PG 987 ORB 6590 PG 1675
Legal Range	26E
Legal Township	23S
Legal Section	4
Legal Subdivision	CLERMONT WELLINGTON AT KINGS RIDGE PHASE
Legal Tract	2310
Legal Block	1
Legal Lot Number	775
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1014
Census Tract	31308

Owner

Source: Lake County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4322 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST
Dec 5, 2022	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY
Nov 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	202333746
Deed Book / Page	6113 / 987
Prior Transfer Date	Apr 25, 2016
Prior Transfer Doc	0047730802
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 24, 2023
Property Address	4332 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0061130987
Book / Page	6113 / 987
Map Reference	MB 40 PG 42&43
Instrument Date	Mar 23, 2023
Instrument	2023033746
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5049 CREEKSIDE TRL, SARASOTA, FL 34243-3899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 HURON BAY CIR, KISSIMMEE, FL 34759-3512

Mortgage

Document Number	0006113989
Date	Mar 24, 2023
Instrument	6113/989

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LAKE FL
Recording Date	Dec 5, 2022
Property Address	4332 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0060610020
Book / Page	6061 / 20
Map Reference	MB 40 PG 42&43
Instrument Date	Nov 23, 2022
Instrument	2022155567
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13331 HIGHLAND WOODS DR, CLERMONT, FL 34711-8537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13331 HIGHLAND WOODS DR, CLERMONT, FL 34711-8537

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 22, 2022
Property Address	4332 HAMMERSMITH DR, CLERMONT, FL 34711-6994
Document Number	0060551744
Book / Page	6055 / 1744
Map Reference	MB 40 PG 42&43
Instrument Date	Jul 24, 2019
Instrument	2022151262
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4332 HAMMERSMITH DR, CLERMONT, FL 34711-6994

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4332 HAMMERSMITH DR, CLERMONT, FL 34711-6994

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,996 (-) Land $100,000 Building $191,996	$291,996 (-) Land $100,000 Building $191,996
2025		$291,996 (-6.24%) Land $100,000 Building $191,996	$291,996 (-6.24%) Land $100,000 Building $191,996
2024	$4,647.00 (-13.9%)
2023	$5,397.00 (+281.41%)	$311,420 (+113.05%)	$311,420 (+10.66%) Land $100,000 Building $211,420
2022	$1,415.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$146,170	$281,420 Land $70,000 Building $211,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

May also be available: CenturyLink, Utah Broadband, Verizon.

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