Highlands County property record for 4332 Duffer Loop, Sebring, FL 33872 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,304 sqft Living Area |
| Lot Size | 27,954 sqft (0.641 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $291,000 (2022) |
| Tax Bill | $3,119.00 (2024) |
| Primary APN | C344802400003480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,304 sqft Living Area |
| 1st Floor | 1,835 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 27,954 sqft (0.641 acres) |
| Depth X Width | 215 ft x 126 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 960 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 160 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 381 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Electric Heating Fuel |
| Old Parcel Number | C344802400003480 |
|---|---|
| Street Address | 4332 DUFFER LOOP |
| City | SEBRING |
| State | FL |
| Zip | 33872-3859 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 348 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 4 |
| Legal Lot Number | 348 |
| Legal Unit | 4 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 4 |
| Census Block | 4023 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802400003480
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4332 DUFFER LOOP, SEBRING, FL 33872-3859 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit HEARTLAND NATIONAL BANK |
| Oct 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Prior Sale | Aug 28, 2015 |
| Deed Doc Number | 2117636 |
| Deed Book / Page | 2934 / 298 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4332 DUFFER LOOP, SEBRING, FL 33872-3859 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002177669 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 3009/1189 |
| Instrument | 2177669 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 04, 2022 |
| Property Address | 4332 DUFFER LOOP, SEBRING, FL 33872-3859 |
| Document Number | 0002117636 |
| Book / Page | 2934 / 298 |
| Map Reference | MB 14 PG 78 |
| Instrument Date | Sep 24, 2022 |
| Instrument | 2117636 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,037.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1458 BARDIN RD, 1458, PALATKA, FL 32177-8729 |
| Name | Verified Name |
|---|---|
| Address | 7799 KIOWA WAY, WORTHINGTON, OH 43085-6517 |
| Document Number | 0002934300 |
|---|---|
| Date | Oct 04, 2022 |
| Instrument | 2934/300 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2032 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,695 (-0.69%) Land $30,000 Building $212,695 | $242,695 (-0.69%) Land $30,000 Building $212,695 | |
| 2024 | $3,119.00 (+1.89%) | ||
| 2023 | $3,061.00 (+84.18%) Homeowner's exemption Widower's exemption | $244,370 (+81.32%) Land $28,000 Building $216,370 | $244,370 (+15.33%) Land $28,000 Building $216,370 |
| 2022 | $1,662.00 Homeowner's exemption Widower's exemption | $134,774 | $211,895 Land $28,000 Building $183,895 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 295 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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