4332 Courageous Cir, Cincinnati, OH 45252 Property Records

Hamilton County property record for 4332 Courageous Cir, Cincinnati, OH 45252

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 895 sqft · built 1994
Lot Size	0.021 acres (958 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jan 2021)
Tax Bill	$3,282 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0183-0414-00`

Property Details

APN / Parcel Number

Primary APN	`510-0183-0414-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	895 sqft Living Area
1st Floor Area	895 sqft
Basement Area	851 sqft
Finished Basement	320 sqft

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	958 sqft (0.021 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4332 COURAGEOUS CIR
City	CINCINNATI
State	OH
Zip	45252-1985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 69 1.075% YACHT CLUB TOWNEHOMES CONDO PHASE XI
Legal Subdivision	YACHT CLUB TWNHMS
Legal Phase	XI
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2007
Census Tract	20502

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4332 COURAGEOUS CIR # 69, 69, CINCINNATI, OH 45252-1985
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 26, 2021	Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Nov 20, 2002 · Amount on Record
Deed Document Number	0000011264
Deed Book / Page	14341 / 2292
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4332 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 COURAGEOUS CIR, CINCINNATI, OH 45252-1985

Mortgage

Document Number	0000002657
Date	Jan 12, 2024
Book Page	15081/244
Instrument	2024-0002657

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4332 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4332 COURAGEOUS CIR, CINCINNATI, OH 45252-1985

Mortgage

Document Number	0000092912
Date	Sep 30, 2022
Book Page	14763/1836
Instrument	2022-0092912

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jul 25, 2052

January 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 26, 2021
Property Address	4332 COURAGEOUS CIR, CINCINNATI, OH 45252-1985
Document Number	0000011264
Book / Page	14341 / 2292
Map Reference	MB 313 PG 28&29
Instrument Date	Dec 1, 2020
Instrument	2021-0011264
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4332 COURAGEOUS CIR # 69, 69, CINCINNATI, OH 45252-1985

Mortgage

Document Number	0000011265
Date	Jan 26, 2021
Instrument	2021-0011265

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,282.00 (+7.85%)	$57,050 (-) Land $10,500 Building $46,550
2024	$3,043.00 (-0.59%)	$57,050 (-) Land $10,500 Building $46,550
2023	$3,061.00 (+20.65%)	$57,050 (+47.94%) Land $10,500 Building $46,550	$163,000 (+47.94%) Land $30,000 Building $133,000
2022	$2,537.00 Homeowner's exemption	$38,563 Land $8,750 Building $29,813
2020			$110,180 Land $25,000 Building $85,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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