4331 Timber Ridge Rd, Needmore, PA 17238 Property Records

Fulton County property record for 4331 Timber Ridge Rd, Needmore, PA 17238

Property Summary

Property Type	Single Family Home
Details	2,148 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Dec 2024)
Tax Bill	$2,816 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-038.-000`

Property Details

APN / Parcel Number

Primary APN	`09-05-038.-000`

Interior

Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	4331 TIMBER RIDGE RD
City	NEEDMORE
State	PA
Zip	17238-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	FULTON PA
Township / Civil Division	THOMPSON
Census Block Group	4
Census Block	4029
Census Tract	960300

Owner

Source: Fulton County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4331 TIMBER RIDGE RD, NEEDMORE, PA 17238-9280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK/ORBISONIA
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK OF ORBISONIA
Dec 21, 2017	Special Warranty Deed, Transfer · Line of Credit COMMUNITY STATE BANK OF ORBISONIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	Dec 21, 2017 · Amount on Record
Deed Document Number	20241374
Deed Book / Page	714 / 83
Prior Transfer Date	Mar 8, 1997
Prior Transfer Doc	0247000305
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Recording Date	Jul 7, 2026
Property Address	4331 TIMBER RIDGE RD, NEEDMORE, PA 17238-9280
Document Number	0000000897
Book / Page	734 / 634
Instrument Date	Jun 26, 2026
Instrument	2026897
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 TIMBER RIDGE RD, NEEDMORE, PA 17238-9280

Mortgage

Document Number	0000000897,
Date	Jul 7, 2026
Book Page	734/634
Instrument	2026897

Lender

Name	COMMUNITY STATE BANK/ORBISONIA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON PA
Property Address	4331 TIMBER RIDGE RD, NEEDMORE, PA 17238-9280
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000643/630
Date	Aug 15, 2019
Book Page	643/630
Instrument	2019-001048

Lender

Name	COMMUNITY STATE BANK OF ORBISONIA
Type	Bank
Address	ORBISONIA, PA 17243

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 31, 2039

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FULTON PA
Recording Date	Dec 21, 2017
Property Address	4331 TIMBER RIDGE RD, NEEDMORE, PA 17238-9280
Document Number	000624/874
Book / Page	624 / 874
Instrument Date	Dec 5, 2017
Instrument	2017-001894
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8742 LUCENT BLVD STE 300, 8742, HIGHLANDS RANCH, CO 80129-2386

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4331 TIMBER RIDGE RD, NEEDMORE, PA 17238-9280

Mortgage

Document Number	2017001895
Date	Dec 21, 2017
Instrument	2017-001895

Lender

Name	COMMUNITY STATE BANK OF ORBISONIA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 31, 2037

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fulton County
County Subdivision	Thompson Township
Unified School District	Southern Fulton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,816.00 (+3.76%)	$63,920 (-) Land $7,530 Building $56,390
2025	$2,714.00 (+1.23%)	$63,920 (-) Land $7,530 Building $56,390
2023	$2,681.00	$63,920 Land $7,530 Building $56,390
1990			$63,920 Land $7,530 Building $56,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G and 4G LTE (outdoors only)

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