4331 Tim Bell Rd, Waterford, CA 95386 Property Records

Stanislaus County property record for 4331 Tim Bell Rd, Waterford, CA 95386

Property Summary

Property TypeGeneral Agricultural/Rural
Details2 bd · 2 ba · 1,275 sqft · built 1960
Lot Size20.2 acres (879,912 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Apr 2016)
Tax Bill$3,715 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jul 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN008-001-036-000

Property Details

APN / Parcel Number

Primary APN008-001-036-000
Alternative APNs
  • 008-046-002-000
  • 0080136000
  • 0080122

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,275 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeWood
Lot Area879,912 sqft
Garage Area525 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4331 TIM BELL RD
CityOAKDALE
StateCA
Zip95361
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA240
Legal Block3
JurisdictionSTANISLAUS CA
Township / Civil DivisionWATERFORD
Census Block Group3
Census Block3025
Census Tract2801

Owner

4331 Tim Bell Rd, an agricultural property, is owned and occupied by two individuals who acquired it in July 2020.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4331 TIM BELL RD, WATERFORD, CA 95386-8748
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jul 13, 2020Quit Claim Deed, Transfer
OTHER
Mar 27, 2017Deed of Trust, Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2016 · Amount on File
Deed SaleApr 29, 2016 · Amount on File
Deed Document Number201631488
Last Transfer DateJul 8, 2020
Transfer Doc0000049135
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4331 TIM BELL RD, WATERFORD, CA 95386-8748
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4331 TIM BELL RD, WATERFORD, CA 95386-8748

Mortgage

Document Number0000094100
DateNov 23, 2020
Instrument2020-0094100
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateJul 13, 2020
Property Address4331 TIM BELL RD, WATERFORD, CA 95386-8748
Document Number0000049135
Instrument DateJul 8, 2020
Instrument49135
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4331 TIM BELL RD WATERFORD CA 953868748, WATERFORD, CA 95386-8748

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4331 TIM BELL RD, WATERFORD, CA 95386-8748
Document Number0000051576
Instrument DateMar 27, 2017
Transaction TypeMortgage
Record UpdatedJul 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4331 TIM BELL RD WATERFORD CA 953868748, WATERFORD, CA 95386-8748

Mortgage

Document Number0000051576
DateJul 17, 2017
Instrument51576
Lender
NameUS SMALL BUSN ADMN
AddressFORT WORTH, TX 76155-2243
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4331 Tim Bell Rd was $3,715 with a homeowner's exemption, up 8.1% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
Unified School DistrictOakdale Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,715.00 (+8.06%) Homeowner's exemption$284,389 (+13.22%) Land $144,306 Building $140,083
2025$3,438.00 Homeowner's exemption Additional exemption filed$251,182 Land $142,277 Building $108,905
2023$3,242.00 (+1.53%) Homeowner's exemption Additional exemption filed$243,099 Land $138,422 Building $104,677
2022$3,193.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4331 Tim Bell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4331 Tim Bell Rd is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 54% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
unWired Broadband
Fixed Wireless
50 / 12
AT&T
DSL
10 / 1

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