Clermont County property record for 4331 Terrace Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,464 sqft · built 1959 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2024) |
| Tax Bill | $3,190 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Feb 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-45B-030 |
| Primary APN | 41-42-45B-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4331 TERRACE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE TERRACE 3; LOT 30 |
| Legal Subdivision | ALPINE TERRACE 3 |
| Legal Lot Number | 30 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 41403 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4331 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Feb 4, 2020 | Deed of Trust, Construction Loan · Construction Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Sep 3, 2020 · Amount on Record |
| Deed Document Number | 202413236 |
| Deed Book / Page | 2972 / 1018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 3, 2020 |
| Property Address | 4331 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000023544 |
| Book / Page | 2850 / 1989 |
| Map Reference | MB J PG 44 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 202000023544 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 PICTORIA DR STE 700, 700, CINCINNATI, OH 45246-1620 |
| Document Number | 0000023545 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 202000023545 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 4, 2020 |
| Property Address | 4331 TERRACE DR, CINCINNATI, OH 45245-1421 |
| Document Number | 0000002815 |
| Book / Page | 002829 / 003927 |
| Instrument Date | Jan 25, 2020 |
| Instrument | 2815 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 4331 TERRACE DR CINCINNATI OH 452451421, CINCINNATI, OH 45245-1421 |
| Document Number | 0000002815 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 002829/003927 |
| Instrument | 2815 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 3, 2021 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,190.00 (-49.4%) | $63,390 (-) Land $11,970 Building $51,420 | |
| 2024 | $181,100 (-) Land $34,200 Building $146,900 | ||
| 2023 | $6,304.00 (+153.89%) Homeowner's exemption | $63,390 (+48.7%) Land $11,970 Building $51,420 | $181,100 (+48.69%) Land $34,200 Building $146,900 |
| 2022 | $2,483.00 Homeowner's exemption | $42,630 Land $8,050 Building $34,580 | |
| 2020 | $121,800 Land $23,000 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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