4331 Terrace Ave, Oxnard, CA 93033 Property Records

Ventura County property record for 4331 Terrace Ave, Oxnard, CA 93033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,718 sqft · built 1966
Lot Size	0.182 acres (7,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Mar 2013)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`221-0-072-095`

Property Details

APN / Parcel Number

Primary APN	`221-0-072-095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	7,915 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4331 TERRACE AVE
City	OXNARD
State	CA
Zip	93033-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 161003 LOT: 64 REF: 049MR 060
Legal Tract	161003
Legal Block	72
Legal Lot Number	64
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2002
Census Tract	4710

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4331 TERRACE AVE, OXNARD, CA 93033-7311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2013 · Amount on Record
Deed Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	201355201
Prior Transfer Date	Aug 18, 2012
Prior Transfer Doc	0000172669
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4331 TERRACE AVE, OXNARD, CA 93033-7311
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 TERRACE AVE, OXNARD, CA 93033-7311

Mortgage

Document Number	0000096430
Date	May 13, 2021
Instrument	20210513-00096430

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$229,259 (+2%) Land $62,455 Building $166,804
2025	$2,683.00 (+16.45%) Homeowner's exemption	$224,764 (+18.84%) Land $61,230 Building $163,534
2024	$2,304.00 (+6.22%)
2023	$2,169.00 (+2.12%) Homeowner's exemption	$189,137 Land $58,852 Building $130,285
2022	$2,124.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile.

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