4331 Southern Vista Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4331 Southern Vista Loop, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,075 sqft · built 2021
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$380,754 (Jan 2022)
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`132630066600010390`

Property Details

APN / Parcel Number

Primary APN	`132630066600010390`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,075 sqft Heated Area
Gross Area	2,782 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4331 SOUTHERN VISTA LOOP
City	SAINT CLOUD
State	FL
Zip	34772-6881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN PINES PH 3B PB 30 PGS 147-152 LOT 39
Legal Subdivision	SOUTHERN PINES UNIT 3B RICHMOND HOMES
Legal Phase	3B
Legal Lot Number	39
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43303

Owner

4331 Southern Vista Loop is owned by an individual who bought it in January 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	8505 NW 62ND LN, GAINESVILLE, FL 32653-2983
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Deed Document Number	2022005063
Deed Book / Page	6126 / 194
Record Updated	Jun 8, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 10, 2022
Property Address	4331 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6881
Document Number	0061260194
Book / Page	6126 / 194
Map Reference	MB 30 PG 147-152
Instrument Date	Dec 20, 2021
Instrument	2022005063
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount on Record
Tax	$2,665.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 SOUTHERN VISTA LOOP, SAINT CLOUD, FL 34772-6881

Tax Assessment & Valuation

The 2025 property tax bill for 4331 Southern Vista Loop was $6,521.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,521.00	$364,100 Land $75,000 Building $289,100	$364,100 Land $75,000 Building $289,100
2023	$6,252.00 (+14%)	$375,200 (+23.38%) Land $60,000 Building $315,200	$375,200 (+23.38%) Land $60,000 Building $315,200
2022	$5,484.00	$304,100 Land $45,000 Building $259,100	$304,100 Land $45,000 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4331 Southern Vista Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4331 Southern Vista Loop is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000