4331 Settler Ct, Reno, NV 89502 Property Records

Washoe County property record for 4331 Settler Ct, Reno, NV 89502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,216 sqft · built 1981
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Aug 2022)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021-381-17`

Property Details

APN / Parcel Number

Primary APN	`021-381-17`
Alternative APN	`38828`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,216 sqft Living Area
1st Floor Area	1,142 sqft
2nd Floor Area	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	236 sqft
Deck Area	570 sqft
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	38828
Street Address	4331 SETTLER CT
City	RENO
State	NV
Zip	89502-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	DONNER SPRINGS 2C2 LT 39 BLK C
Legal Range	20
Legal Township	19
Legal Subdivision	DONNER SPRINGS 2C-2
Legal Block	C
Legal Lot Number	39
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	2
Census Block	2002
Census Tract	2106

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4331 SETTLER CT, RENO, NV 89502-5947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 29, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 6, 2020	Bargain and Sale Deed, Transfer · VA Mortgage ON Q FINANCIAL INC
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC MTG/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2022 · Amount on Record
Deed Sale	Aug 8, 2022 · Amount on Record
Prior Sale	Mar 6, 2020 · Amount on Record
Deed Document Number	5323620
Record Updated	Jun 8, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 8, 2022
Property Address	4331 SETTLER CT, RENO, NV 89502-5947
Document Number	0005323620
Map Reference	DOC 475363
Instrument Date	Aug 3, 2022
Instrument	5323620
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,111.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2431 LAURA LN, 2431, PEARLAND, TX 77581-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4331 SETTLER CT, RENO, NV 89502-5947

Mortgage

Document Number	0005323621
Date	Aug 8, 2022
Instrument	5323621

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4331 SETTLER CT, RENO, NV 89502-5947
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005120152
Date	Dec 22, 2020
Instrument	5120152

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4331 SETTLER CT, RENO, NV 89502-5947
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005289310
Date	Mar 29, 2022
Instrument	5289310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 6, 2020
Property Address	4331 SETTLER CT, RENO, NV 89502-5947
Document Number	0005007953
Map Reference	FILE 475363
Instrument Date	Mar 2, 2020
Instrument	5007953
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,467.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17705 POND DEROSA LN, 17705, SALINAS, CA 93907-9053

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4331 SETTLER CT, RENO, NV 89502-5947

Mortgage

Document Number	0005007954
Date	Mar 6, 2020
Instrument	5007954

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	4331 SETTLER CT, RENO, NV 89502-5947
Document Number	0004796003
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 SETTLER CT RENO NV 895025947, RENO, NV 89502-5947

Mortgage

Document Number	0004796003
Date	Mar 15, 2018
Instrument	4796003

Lender

Name	PNC MTG/FL
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (+5.76%)	$80,379 (+4.24%) Land $38,992 Building $41,387	$229,654 (+4.25%) Land $111,405 Building $118,249
2023	$2,171.00	$77,106 Land $35,942 Building $41,164	$220,300 Land $102,690 Building $117,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 893 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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