Grayson County property record for 4331 S State Hwy 91, Denison, TX 75020
| Property Type | Commercial |
|---|---|
| Details | 25,200 sqft · built 1975 |
| Lot Size | 2.28 acres (99,535 sqft) |
| Owner | Company Name on Record |
| Last Sale | $337,500 (Jul 2018) |
| Tax Bill | $25,552 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D053 3092002 |
| Primary APN | D053 3092002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 25,200 sqft Gross Area |
| 1st Floor Area | 25,200 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 99,535 sqft (2.28 acres) |
| Driveway | Driveway |
| Driveway Area | 24,100 sqft |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Canopy | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4331 S TEXOMA PKWY |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | HUNTS S/D, BLOCK 1, LOT PT 3, ACRES 2.285 |
| Legal Subdivision | HUNTS S/D |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 901 |
Source: Grayson County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4331 TEXOMA PKWY, DENISON, TX 75020 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK AND TRUST COMPANY |
| Aug 26, 2021 | Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Mar 1, 2016 · Amount on Record |
| Deed Document Number | 201816120 |
| Prior Transfer Date | Jul 17, 2018 |
| Prior Transfer Doc | 0000016120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | May 21, 2026 |
| Property Address | 4331 S TEXOMA PKWY, DENISON, TX 75020 |
| Document Number | 0000012881 |
| Instrument Date | May 20, 2026 |
| Instrument | 202612881 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RED RIVER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4331 S STATE HIGHWAY 91, DENISON, TX 75020-8116 |
| Document Number | 0000012881, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202612881 |
| Name | FIRST UNITED BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 4331 S STATE HIGHWAY 91, DENISON, TX 75020-8116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4331 S STATE HIGHWAY 91, DENISON, TX 75020-8116 |
| Document Number | 0000029173 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021-00029173 |
| Name | UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75020 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,552.00 (+2.08%) | $1,102,276 (+9.55%) Land $247,841 Building $854,435 | $1,102,276 (+9.55%) Land $247,841 Building $854,435 |
| 2024 | $25,032.00 (+41.66%) | ||
| 2023 | $1,006,181 Land $182,148 Building $824,033 | $1,006,181 Land $182,148 Building $824,033 | |
| 2022 | $17,670.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–2017) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, TekWav.
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