4331 S Bernson Ln, Spokane, WA 99223 Property Records

Spokane County property record for 4331 S Bernson Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,988 sqft · built 2017
Lot Size	0.322 acres (14,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Aug 2021)
Tax Bill	$7,031 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35354.0714`

Property Details

APN / Parcel Number

Primary APN	`35354.0714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	1,988 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,008 sqft (0.322 acres)
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces
Patio Area	180 sqft
Canopy	244 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	4331 S BERNSON LN
City	SPOKANE
State	WA
Zip	99223-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	TRICKLE CREEK SECOND ADDITION LOT 14 BLOCK 2 (AFN# 6338689)
Legal Subdivision	TRICKLE CREEK SECOND ADDITION
Legal Block	2
Legal Lot Number	14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	13401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA ST BK
Mar 23, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage USAA
Nov 2, 2017	Quit Claim Deed, Transfer VISTA TITLE & ESCROW LLC
Oct 12, 2017	Loan Modification, Mortgage WASHINGTON TR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20217120698
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0006656372
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 31, 2021
Property Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0007120698
Map Reference	VOL 37 PG 74&75
Instrument Date	Aug 31, 2021
Instrument	7120698
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,209.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652

Mortgage

Document Number	0007120699
Date	Aug 31, 2021
Instrument	7120699

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0006962096
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4331 S BERNSON LN SPOKANE WA 992234652, SPOKANE, WA 99223-4652

Mortgage

Document Number	0006962096
Date	Aug 31, 2020
Instrument	6962096

Lender

Name	COLUMBIA ST BK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2035

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 23, 2018
Property Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0006693546
Instrument Date	Mar 22, 2018
Instrument	6693546
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,415.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4331 S BERNSON LN SPOKANE WA 992234652, SPOKANE, WA 99223-4652

Mortgage

Document Number	6693547
Date	Mar 23, 2018
Instrument	6693547

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 2, 2017
Property Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0006656372
Map Reference	VOL37 PG74&75
Instrument Date	Oct 25, 2017
Instrument	6656372
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 N HAVANA ST, SPOKANE, WA 99202-4615
Investor	Possibly a Property Investor

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	4331 S BERNSON LN, SPOKANE, WA 99223-4652
Document Number	0006656373
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	603 N HAVANA ST SPOKANE WA 992024615, SPOKANE, WA 99202-4615
Investor	Possibly a Property Investor

Mortgage

Document Number	0006656373
Date	Nov 2, 2017
Instrument	6656373

Lender

Name	WASHINGTON TR BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,031.00 (-4.18%)	$693,700 (+3.44%) Land $160,000 Building $533,700	$693,700 (+3.44%) Land $160,000 Building $533,700
2025	$7,338.00 (+12.96%)	$670,600 (+4.23%) Land $155,000 Building $515,600	$670,600 (+4.23%) Land $155,000 Building $515,600
2024		$643,400 (+29.2%) Land $104,000 Building $539,400	$643,400 (+29.2%) Land $104,000 Building $539,400
2023	$6,496.00 (+5.63%)	$498,000 Land $104,000 Building $394,000	$498,000 Land $104,000 Building $394,000
2022	$6,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile.

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