Okaloosa County property record for 4331 Poverty Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,498 sqft · built 1966 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Mar 2026) |
| Tax Bill | $2,175 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-123-5562-3 |
| Primary APN | C56-001-123-5562-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,498 sqft Living Area |
| Gross Area | 3,924 sqft |
| 1st Floor Area | 2,498 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 76,666 sqft (1.76 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 690 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4331 POVERTY CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR OF NW1/4 OF NE1/4 E 1329 FT S 1265 FT TO N R/W NW ALG R/W 443.52 FT TO POB N 25 DEG E 245 FT N 3 DEG W 124. 24 FT N 69 DEG W 162.66 FT N 83 DEG W 30.31 FT W 56 FT S 2 DEG W 99.32 FT S 250.97 FT TO N R/W SE ALG R/W 150 FT TO POB |
| Legal Range | 22W |
| Legal Township | 04N |
| Legal Section | 34 |
| Legal Block | 8 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20305 |
Source: Okaloosa County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP |
| May 18, 2023 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 14, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on Record |
| Deed Sale | Mar 20, 2026 · Amount on Record |
| Prior Sale | May 18, 2023 · Amount on Record |
| Deed Document Number | 20263805424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 20, 2026 |
| Property Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Document Number | 0003805424 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 3805424 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9938 JEREMY ST, SANTEE, CA 92071-1947 |
| Name | Verified Name |
|---|---|
| Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Document Number | 0003805425 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 3805425 |
| Name | FIRST COLONY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 18, 2023 |
| Property Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Document Number | 0036753328 |
| Book / Page | 3675 / 3328 |
| Instrument Date | May 17, 2023 |
| Instrument | 3624547 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Name | Verified Name |
|---|---|
| Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Document Number | 0036753330 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 3675/3330 |
| Instrument | 3624548 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 14, 2019 |
| Property Address | 4331 POVERTY CREEK RD, CRESTVIEW, FL 32539-8220 |
| Document Number | 0034040056 |
| Book / Page | 003404 / 000056 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 3284609 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | MOULTON LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,624.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4331 POVERTY CREEK RD CRESTVIEW FL 325398220, CRESTVIEW, FL 32539-8220 |
| Document Number | 34040058 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 003404/000058 |
| Instrument | 3284610 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,175.00 (-9.34%) Homeowner's exemption | $253,509 (+2.6%) | $259,393 (+4.99%) Land $15,539 Building $243,854 |
| 2023 | $2,399.00 (+7%) | $247,076 (+8.43%) Land $13,202 Building $233,874 | $247,076 (+8.43%) Land $13,202 Building $233,874 |
| 2022 | $2,242.00 | $227,865 Land $12,338 Building $215,527 | $227,865 Land $12,338 Building $215,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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