4331 Monroe Central Rd, Eaton, OH 45320 Property Records

Preble County property record for 4331 Monroe Central Rd, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,222 sqft · built 2004
Lot Size	3.39 acres (147,668 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Mar 2005)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Apr 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`L39-8209-400-00-009-000`

Property Details

APN / Parcel Number

Primary APN	`L39-8209-400-00-009-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	2,222 sqft
Basement Area	2,222 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	147,668 sqft (3.39 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	4331 MONROE CENTRAL RD
City	EATON
State	OH
Zip	45320-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MID PT E SE
Legal Subdivision	SYCAMORE HEIGHTS
Legal Lot Number	1
Jurisdiction	PREBLE OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	450100

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2007	Deed of Trust, Mortgage EATON NATIONAL BANK & TRUST CO
Apr 22, 2005	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOM 1ST CU INC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 13, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOM 1ST CU INC
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2005 · Amount on Record
Deed Sale	Mar 16, 2005 · Amount on Record
Prior Sale	May 17, 2004 · Amount on Record
Deed Document Number	396
Deed Book / Page	229 / 0292
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FREEDOM TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00266/2247
Date	Aug 31, 2007
Book Page	266/2247
Instrument	200700082924

Lender

Name	EATON NATIONAL BANK & TRUST CO
Type	Bank
Address	EATON, OH 45320

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00230/2383
Date	Apr 22, 2005
Book Page	230/2383
Instrument	200500060842

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2035

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000426/422
Date	Oct 21, 2021
Book Page	426/422
Instrument	202100006038

Lender

Name	FREEDOM 1ST CU INC
Type	Credit Union
Address	EATON, OH 45320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FREEDOM TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000415/462
Date	Feb 11, 2021
Book Page	415/462
Instrument	202100000903

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00233/0740
Date	Jun 13, 2005
Book Page	233/0740
Instrument	200500062270

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	May 23, 2025

Interest

Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/422
Date	Oct 21, 2021
Book Page	426/422
Instrument	202100006038

Lender

Name	FREEDOM 1ST CU INC
Type	Credit Union
Address	EATON, OH 45320

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	4331 MONROE CENTRAL RD, EATON, OH 45320-9248
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	FREEDOM TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	415/462
Date	Feb 11, 2021
Book Page	415/462
Instrument	202100000903

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Washington Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00 (+2.7%)	$115,720 (-) Land $15,160 Building $100,560
2024	$4,105.00 (-14.73%)	$115,720 (-) Land $15,160 Building $100,560
2023	$4,814.00 (+11.05%)	$115,720 (+15.92%) Land $15,160 Building $100,560	$330,600 (-) Land $43,300 Building $287,300
2022	$4,335.00	$99,830 Land $13,900 Building $85,930
2020			$330,600 Land $43,300 Building $287,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: BridgeMAXX Suncoast Broadband, Brightspeed, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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