Talbot County property record for 4331 Lovers Ln, Trappe, MD 21673
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1987 |
| Lot Size | 0.032 acres (1,373 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,200,000 (Apr 2021) |
| Tax Bill | $1,054 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Apr 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-153061 |
| Primary APN | 03-153061 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,080 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,373 sqft (0.032 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 153061 |
|---|---|
| Street Address | 4331 LOVERS LN, 15 |
| City | TRAPPE |
| State | MD |
| Zip | 21673-2802 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | UNIT 15 - 1,373 SF S/S LOVERS LN OLD TRAPPE ROAD TWNHSES |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960900 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 349 MARBA RD, SEVERNA PARK, MD 21146-2015 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 21, 2017 | Deed of Trust, Mortgage THE PEOPLES BANK |
| Apr 23, 2021 | Deed, Transfer · Line of Credit CNB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Deed Book / Page | 2838 / 114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 4331 LOVERS LN UNIT 15, 15, TRAPPE, MD 21673-2802 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024330075 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 2433/075 |
| Instrument | 2433-075 |
| Name | THE PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | CHESTERTOWN, MD 21620 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Apr 23, 2021 |
| Property Address | 4331 LOVERS LN, TRAPPE, MD 21673-2802 |
| Document Number | 0028380114 |
| Book / Page | 2838 / 114 |
| Map Reference | CAB 2 PL 92CC |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 S HARRISON ST, EASTON, MD 21601-3020 |
| Investor | Possibly a Property Investor |
| Document Number | 0002838120 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 2838/120 |
| Name | CNB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Trappe Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,054.00 (+8.44%) | $91,500 (+24.66%) Land $15,000 Building $76,500 | $91,500 (+24.66%) Land $15,000 Building $76,500 |
| 2025 | $972.00 (+21.8%) | ||
| 2023 | $798.00 | $73,400 Land $15,000 Building $58,400 | $73,400 Land $15,000 Building $58,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ST. MICHAELS serves 2,650 people · EPA ID MD0200006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Easton Velocity, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures