4331 Lago Cir, Vero Beach, FL 32967 Property Records

Indian River County property record for 4331 Lago Cir, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 2024
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2024)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jan 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`32-39-09-00017-0000-00347.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-09-00017-0000-00347.0`
Alternative APN	`140128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,823 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	470 sqft
Porch	Open Porch
Porch Area	60 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	4331 LAGO CIR
City	VERO BEACH
State	FL
Zip	32967-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOST TREE PRESERVE PD PHASES 4 AND 5 PBI 33 - 22 LOT 347
Legal Subdivision	LOST TREE PRESERVE PD PHASES 4 AND 5
Legal Lot Number	347
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2027
Census Tract	50812

Owner

4331 Lago Cir is owned and occupied by an individual who bought it in December 2024.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4331 LAGO CIR, VERO BEACH, FL 32967-4305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jan 8, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2024 · Amount on File
Deed Sale	Dec 26, 2024 · Amount on File
Prior Sale	Jan 8, 2024 · Amount on File
Deed Document Number	3120240060601
Deed Book / Page	3745 / 27
Record Updated	Jun 8, 2026

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 26, 2024
Property Address	4331 LAGO CIR, VERO BEACH, FL 32967-4305
Document Number	0037450027
Book / Page	3745 / 27
Map Reference	MB 33 PG 22-28
Instrument Date	Dec 18, 2024
Instrument	3120240060601
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4331 LAGO CIR, VERO BEACH, FL 32967-4305

Mortgage

Document Number	3120240060602
Date	Dec 26, 2024
Instrument	3120240060602

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 8, 2024
Property Address	4331 LAGO CIR, VERO BEACH, FL 32967-4305
Document Number	0036712418
Book / Page	3671 / 2418
Map Reference	MB 33 PGS 22 THROUGH
Instrument Date	Jan 2, 2024
Instrument	3120240001110
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Amount	Amount on Record
Tax	$53,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11300 US HIGHWAY 1100, PALM BEACH GARDENS, FL 33408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4331 Lago Cir was $4,905.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00	$363,042 Land $68,000 Building $295,042	$363,042 Land $68,000 Building $295,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4331 Lago Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4331 Lago Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Xfinity.

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