Island County property record for 4331 Hunter Ln, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1988 |
| Lot Size | 0.174 acres (7,597 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Apr 2024) |
| Tax Bill | $2,956 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S7575-00-11027-0 |
| Primary APN | S7575-00-11027-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,296 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Hardboard/Plywood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 7,597 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4331 HUNTER LN |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | NGATE TERR LOT 27 BLK 11 |
| Legal Subdivision | NGATE TERR |
| Legal Block | 11 |
| Legal Lot Number | 27 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 970100 |
4331 Hunter Ln is owned and occupied by two individuals who bought it in April 2024.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4331 HUNTER LN, OAK HARBOR, WA 98277-9525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Apr 17, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on File |
| Deed Sale | Apr 17, 2024 · Amount on File |
| Deed Document Number | 20244571319 |
| Prior Transfer Date | Oct 10, 2008 |
| Prior Transfer Doc | 0004238630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 8, 2026 |
| Property Address | 4331 HUNTER LN, OAK HARBOR, WA 98277-9525 |
| Document Number | 0004601541 |
| Instrument Date | May 29, 2026 |
| Instrument | 20264601541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4331 HUNTER LN, OAK HARBOR, WA 98277-9525 |
| Document Number | 0004601541, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20264601541 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Apr 17, 2024 |
| Property Address | 4331 HUNTER LN, OAK HARBOR, WA 98277-9525 |
| Document Number | 0004571319 |
| Map Reference | VOL 11 PGS 23 24 |
| Instrument Date | Apr 12, 2024 |
| Instrument | 4571319 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2024 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4331 HUNTER LN, OAK HARBOR, WA 98277-9525 |
| Document Number | 0004571320 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 4571320 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1400 FORUM BLVD STE 18, COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
The 2026 property tax bill for 4331 Hunter Ln was $2,956, up 14.4% from the year before.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,956.00 (+14.35%) | ||
| 2025 | $2,585.00 | $381,558 Land $210,000 Building $171,558 | $381,558 Land $210,000 Building $171,558 |
| 2023 | $2,516.00 | $365,945 (+8.48%) Land $190,000 Building $175,945 | $365,945 (+8.48%) Land $190,000 Building $175,945 |
| 2022 | $337,333 Land $180,000 Building $157,333 | $337,333 Land $180,000 Building $157,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4331 Hunter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4331 Hunter Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHGATE TERRACE COMMUNITY CLUB private · serves 750 people · EPA ID WA5361750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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