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4331 Harbor Way, Unit 5, Oceanside, CA 92056 Property Records

San Diego County property record for 4331 Harbor Way, Unit 5, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeCondominium
Details4 bd · 4 ba · 1,844 sqft · built 2018
Owner2 Individual Names on File
Last Sale$570,000 (Sep 2019)
Tax Bill$7,777 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN160-690-14-24

Property Details

APN / Parcel Number

Primary APN160-690-14-24

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area1,844 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4331 HARBOR WAY, 5
CityOCEANSIDE
StateCA
Zip92056-5757
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 5 US 120 PER DOC18-0296028&UND INT IN PHASE 3 TR 015691
Legal SubdivisionST CLOUD/OCEAN RANCH PH 3
Legal Tract015691
Legal Block3
Legal Lot Number5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3002
Census Tract18522

Owner

Source: San Diego County records · APN 160-690-14-24

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4331 HARBOR WAY, 5, OCEANSIDE, CA 92056-5757
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Deed Document Number2019432719
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4331 HARBOR WAY UNIT 5, 5, OCEANSIDE, CA 92056-5757
Transaction TypeMortgage
Record UpdatedNov 05, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4331 HARBOR WAY 5, 5, OCEANSIDE, CA 92056-5757

Mortgage

Document Number0000750311
DateOct 28, 2021
Instrument2021-0750311
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4331 HARBOR WAY UNIT 5, 5, OCEANSIDE, CA 92056-5757
Transaction TypeMortgage
Record UpdatedFeb 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4331 HARBOR WAY 5, 5, OCEANSIDE, CA 92056-5757

Mortgage

Document Number0000069340
DateJan 29, 2021
Instrument2021-0069340
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$635,838 (+2%) Land $256,566 Building $379,272
2025$7,777.00 (+5.05%)$623,372 (+4.04%) Land $251,536 Building $371,836
2023$7,403.00 (+1.58%)$599,168 Land $241,769 Building $357,399
2022$7,288.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185223, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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