4331 Gary St, Klamath Falls, OR 97603 Property Records

Klamath County property record for 4331 Gary St, Klamath Falls, OR 97603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1960
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2022)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R554787`

Property Details

APN / Parcel Number

Primary APN	`R554787`
Alternative APNs	`R-3909-011CC-02700-000` `554787`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Carport
Garage Area	297 sqft
Carport	Carport
Carport Area	297 sqft
Parking Spaces	1 Parking Space
Deck Area	336 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	554787
Street Address	4331 GARY ST
City	KLAMATH FALLS
State	OR
Zip	97603-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TONATEE HOMES 1ST ADDITION, BLOCK 4, LOT 10 & 11 POR
Legal Range	09E
Legal Township	39S
Legal Section	11
Legal Subdivision	TONATEE HOMES 1ST ADDITION
Legal Block	4
Legal Lot Number	10,11
Jurisdiction	KLAMATH OR
Township / Civil Division	KLAMATH FALLS
Census Block Group	2
Census Block	2005
Census Tract	971400

Owner

Source: Klamath County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Apr 10, 2020	Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
Apr 10, 2020	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG
May 7, 2019	Deed of Trust, Mortgage · Line of Credit ROGUE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Document Number	202210125
Deed Book / Page	2022 / 10125
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Aug 19, 2022
Property Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922
Document Number	0000010125
Instrument Date	Aug 16, 2022
Instrument	2022-010125
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922

Mortgage

Document Number	0000010126
Date	Aug 19, 2022
Instrument	2022-010126

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Apr 10, 2020
Property Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922
Document Number	0000004659
Instrument Date	Apr 10, 2020
Instrument	2020-004659
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922

Mortgage

Document Number	0000004660
Date	Apr 10, 2020
Instrument	2020-004660

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KLAMATH OR
Recording Date	Apr 10, 2020
Property Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922
Document Number	0000004661
Instrument Date	Apr 9, 2020
Instrument	4661
Transaction Type	Transfer
Record Updated	Apr 23, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1803 CARLSON DR KLAMATH FALLS OR 976035226, KLAMATH FALLS, OR 97603-5226

Mortgage

Document Number	4662
Date	Apr 10, 2020
Instrument	4662

Lender

Name	STEARNS LNDG
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KLAMATH OR
Property Address	4331 GARY ST, KLAMATH FALLS, OR 97603-7922
Document Number	0000005324
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 GARY ST KLAMATH FALLS OR 976037922, KLAMATH FALLS, OR 97603-7922

Mortgage

Document Number	0000005324
Date	May 13, 2019
Instrument	5324

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 12, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Klamath County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Klamath County
Unified School District	Klamath County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 (+2.69%)	$88,120 (+2.99%)	$190,100 (+9.57%) Land $85,570 Building $104,530
2024	$1,041.00 (+3.89%)	$85,560 (-)	$173,490 (+46.07%) Land $81,900 Building $91,590
2023	$1,002.00 (+2.66%)	$85,560 (+6.07%)	$118,770 (-30.62%) Land $74,630 Building $44,140
2022	$976.00	$80,660	$171,190 Land $74,630 Building $96,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KLAMATH FALLS WATER DEPT serves 40,475 people · EPA ID OR4100443
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	198 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber · Fixed Wireless in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

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