Boyd County property record for 4331 Chadwick St, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,428 sqft · built 1928 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $26,000 (May 2018) |
| Tax Bill | $279 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-06-03-015.00 |
| Primary APN | 039-06-03-015.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,428 sqft Living Area |
| Basement Area | 648 sqft |
| Unfinished Basement | 648 sqft |
| Family Room | Family Room |
| Year Built | Built 1928 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 812771 |
|---|---|
| Street Address | 4331 CHADWICK ST |
| City | ASHLAND |
| State | KY |
| Zip | 41101-5155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | LOT 4 BLOCK 20 GARTRELL REALTY CO ADDITION |
| Legal Subdivision | REALTY CO ADDITION |
| Legal Block | 20 |
| Legal Lot Number | 4 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 30400 |
4331 Chadwick St is owned by a company that bought it in May 2018.
Source: Boyd County records, as of January 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3517 HELTON CT, CATLETTSBURG, KY 41129-9164 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2019 | Deed of Trust, Mortgage MEMBERS CHOICE CU |
| Oct 5, 2023 | Deed, Transfer |
| May 9, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on File |
| Deed Sale | May 9, 2018 · Amount on File |
| Prior Sale | Apr 7, 2011 · Amount on File |
| Deed Document Number | 806983 |
| Deed Book / Page | D800 / 255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Property Address | 4331 CHADWICK ST, ASHLAND, KY 41101-5155 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1403/652 |
|---|---|
| Date | May 2, 2019 |
| Book Page | M1403/652 |
| Instrument | 9816451 |
| Name | MEMBERS CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | ASHLAND, KY 41105 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 7, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Oct 5, 2023 |
| Property Address | 4331 CHADWICK ST, ASHLAND, KY 41101-5155 |
| Document Number | 000854/102 |
| Book / Page | 854 / 102 |
| Map Reference | MB 95 PG 1-A |
| Instrument Date | Oct 2, 2023 |
| Instrument | 10023406 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1014 WOLFPEN HOLW, WURTLAND, KY 41144-7354 |
| Name | Verified Name |
|---|---|
| Address | 3517 HELTON CT, CATLETTSBURG, KY 41129-9164 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | May 9, 2018 |
| Property Address | 4331 CHADWICK ST, ASHLAND, KY 41101-5155 |
| Document Number | 00D800/255 |
| Book / Page | D800 / 255 |
| Map Reference | DD 95 PG 1-A |
| Instrument Date | May 2, 2018 |
| Instrument | 806983 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 4331 CHADWICK ST, ASHLAND, KY 41101-5155 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4331 Chadwick St was $279.
Source: Boyd County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279.00 | $40,000 Land $10,000 Building $30,000 | $40,000 Land $10,000 Building $30,000 |
| 2023 | $403.00 (-0.98%) | $60,000 (-) Land $7,500 Building $52,500 | $60,000 (-) Land $7,500 Building $52,500 |
| 2022 | $407.00 | $60,000 Land $7,500 Building $52,500 | $60,000 Land $7,500 Building $52,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4331 Chadwick St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1979–2021) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4331 Chadwick St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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