Thurston County property record for 4331 Cedar Ct SE, Lacey, WA 98503
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,270 sqft · built 1993 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Dec 2024) |
| Tax Bill | $110 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6171-00-04800 |
| Primary APN | 6171-00-04800 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,270 sqft Finished Area |
| 1st Floor Area | 1,358 sqft |
| 2nd Floor Area | 1,358 sqft |
| Upper Floors Area | 1,358 sqft |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Entry |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Built-in |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4331 CEDAR CT SE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98503-4460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 35 TOWNSHIP 18 RANGE 1W QUARTER NW NW PLAT MEADOWLAKE LT 48 DOCUMENT 025/140 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Quarter | NW |
| Legal Subdivision | MEADOWLAKE |
| Legal Lot Number | 48 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11628 |
4331 Cedar Ct SE is owned and occupied by an individual who bought it in December 2024.
Source: Thurston County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 4331 CEDAR CT SE, LACEY, WA 98503-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 20, 2020 | Loan Modification, Mortgage · Conventional Mortgage VETERANS UNITED HM LNS |
| Jul 21, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on File |
| Deed Sale | Dec 9, 2024 · Amount on File |
| Prior Sale | Jul 21, 2017 · Amount on File |
| Deed Document Number | 5039285 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 4331 CEDAR CT SE, LACEY, WA 98503-4460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0004800651 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 4800651 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 4331 CEDAR CT SE, LACEY, WA 98503-4460 |
| Document Number | 0004753982 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4331 CEDAR CT SE LACEY WA 985034460, LACEY, WA 98503-4460 |
| Document Number | 0004753982 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 4753982 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Jul 21, 2017 |
| Property Address | 4331 CEDAR CT SE, LACEY, WA 98503-4460 |
| Document Number | 0004575997 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 4575997 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,289.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4331 CEDAR CT SE LACEY WA 985034460, LACEY, WA 98503-4460 |
| Document Number | 4575998 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 4575998 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 20, 2047 |
The 2026 property tax bill for 4331 Cedar Ct SE was $110.
Source: Thurston County assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110.00 | ||
| 2025 | $516,300 Land $142,700 Building $373,600 | $516,300 Land $142,700 Building $373,600 | |
| 2023 | $4,782.00 | ||
| 2022 | $493,400 Land $79,800 Building $413,600 | $493,400 Land $79,800 Building $413,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4331 Cedar Ct SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4331 Cedar Ct SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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