4331 Brandon Ridge Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 4331 Brandon Ridge Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,269 sqft · built 2000
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (May 2004)
Tax Bill	$705 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`086754-4598`

Property Details

APN / Parcel Number

Primary APN	`086754-4598`
Alternative APN	`U322921349000006000120`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	3,096 sqft
1st Floor Area	2,269 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0867544598
Street Address	4331 BRANDON RIDGE DR
City	VALRICO
State	FL
Zip	33594-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BRANDON RIDGE UNIT 2 LOT 12 BLOCK 6
Legal Range	21E
Legal Township	29S
Legal Section	32
Legal Subdivision	BRANDON RIDGE UNIT 2
Legal Tract	349
Legal Block	6
Legal Lot Number	12
Legal Unit	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	4
Census Block	4011
Census Tract	13205

Owner

4331 Brandon Ridge Dr is owned and occupied by two individuals who bought it in May 2004.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4331 BRANDON RIDGE DR, VALRICO, FL 33594-5558
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2004 · Amount on File
Deed Sale	May 11, 2004 · Amount on File
Prior Sale	May 11, 2004 · Amount on File
Deed Document Number	2004174194
Deed Book / Page	13814 / 564
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4331 BRANDON RIDGE DR, VALRICO, FL 33594-5558
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 BRANDON RIDGE DR, VALRICO, FL 33594-5558

Mortgage

Document Number	0000564703
Date	Dec 14, 2023
Instrument	2023564703

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4331 Brandon Ridge Dr was $705.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,920 (+2.7%)	$315,249 (-5.75%) Land $84,150 Building $231,099
2025	$705.00 Disabled Person's exemption Veteran's exemption	$151,821	$334,472 Land $84,150 Building $250,322
2023	$608.00 (-72.45%) Disabled Person's exemption Veteran's exemption	$143,245 (+3%)	$295,475 (+2.37%) Land $76,500 Building $218,975
2022	$2,207.00 Homeowner's exemption	$139,073	$288,627 Land $76,500 Building $212,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4331 Brandon Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4331 Brandon Ridge Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20