4331 Bear Creek Rd, Marshall, NC 28753 Property Records

Madison County property record for 4331 Bear Creek Rd, Marshall, NC 28753

Property Summary

Property TypeSingle Family Home
Details1 ba · 825 sqft · built 1955
Lot Size2.65 acres (115,434 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Oct 2007)
Tax Bill$675 (2025)
Deeds & MortgagesDec 2018 Transfer
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN9704-08-5440

Property Details

APN / Parcel Number

Primary APN9704-08-5440
Alternative APNs
  • 9704085440 0001440
  • 1440

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area825 sqft Heated Area
1st Floor Area750 sqft
Basement Area375 sqft
Finished Basement75 sqft
Unfinished Basement300 sqft
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialStone
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area115,434 sqft (2.65 acres)

Exterior Amenities

PorchSlab
Porch Area220 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4331 BEAR CREEK RD
CityMARSHALL
StateNC
Zip28753-8180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal Block08
JurisdictionMADISON NC
Township / Civil Division1, SOUTH MARSHALL
Census Block Group4
Census Block4041
Census Tract10500

Owner

4331 Bear Creek Rd is owned and occupied by an individual who acquired it in December 2018.

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4331 BEAR CREEK RD, MARSHALL, NC 28753-8180
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 5, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2007 · Amount on File
Deed SaleOct 11, 2007 · Amount on File
Deed Book / Page442 / 770
Last Transfer DateDec 19, 2018
Transfer Doc0006620103
Record UpdatedJun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON NC
Recording DateDec 20, 2018
Property Address4331 BEAR CREEK RD, MARSHALL, NC 28753-8180
Document Number0006620103
Book / Page000662 / 000103
Instrument DateDec 19, 2018
Instrument331245
Transaction TypeTransfer
Record UpdatedJan 4, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4331 BEAR CREEK RD MARSHALL NC 287538180, MARSHALL, NC 28753-8180

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NC
Property Address4331 BEAR CREEK RD, MARSHALL, NC 28753-8180
Document Number0006610735
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4331 BEAR CREEK RD MARSHALL NC 287538180, MARSHALL, NC 28753-8180

Mortgage

Document Number0006610735
DateDec 17, 2018
Book Page000661/000735
Instrument331212
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 16, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4331 Bear Creek Rd was $675, up 0.7% from the year before.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$675.00 (+0.75%)$137,514 (-) Land $48,732 Building $88,782$137,514 (-) Land $48,732 Building $88,782
2024$670.00$137,514 (+140.24%) Land $48,732 Building $88,782$137,514 (+140.24%) Land $48,732 Building $88,782
2023$57,241 Land $34,068 Building $23,173$57,241 Land $34,068 Building $23,173

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4331 Bear Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4331 Bear Creek Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
French Broad EMC
Fiber
1,000 / 1,000

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