Delaware County property record for 43308 S 645 Rd, Jay, OK 74346
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,184 sqft · built 1969 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $463 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N24E-15-4-00000-000-0000 |
| Primary APN | 22N24E-15-4-00000-000-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Account Number | 58281 |
|---|---|
| Street Address | 43308 S 645 RD |
| City | JAY |
| State | OK |
| Zip | 74346-6625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-22-24 PT NW SW NE AKA TRACT #10 OF UNRECORDED PLAT OF OAKHILL ADD N BEG SE 87 DEG 217.20' & NE 2 DEG 346.50' OF SW COR NW |
| Legal Range | 24E |
| Legal Township | 22N |
| Legal Section | 15 |
| Legal Tract | 10 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | JAY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 376000 |
43308 S 645 Rd, a single family home, is owned by two individuals.
Source: Delaware County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16520 E 450 RD, JAY, OK 74346-3595 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 43308 S 645 Rd was $463, up 1.1% from the year before.
Source: Delaware County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,456 (+4.96%) Land $676 Building $4,780 | $47,453 (-38.28%) Land $5,880 Building $41,573 | |
| 2025 | $463.00 (+1.09%) | $5,198 (+5.01%) Land $644 Building $4,554 | $76,888 (-) Land $11,750 Building $65,138 |
| 2024 | $458.00 (+9.83%) | $4,950 (+4.98%) Land $613 Building $4,337 | $76,888 (+24.6%) Land $11,750 Building $65,138 |
| 2023 | $417.00 | $4,715 Land $569 Building $4,146 | $61,710 Land $6,500 Building $55,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43308 S 645 Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2008) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43308 S 645 Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 44% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY serves 2,482 people · EPA ID OK1021674 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Grand Telephone Company DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
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