433 West Blvd, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 433 West Blvd, Charlotte, NC 28203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,782 sqft · built 2017
Lot Size	0.229 acres (10,009 sqft)
Owner	Company Name on Record
Last Sale	$1,090,000 (Aug 2023)
Tax Bill	$9,842 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`119-077-18`

Property Details

APN / Parcel Number

Primary APN	`119-077-18`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,782 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	10,009 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	119-077-18
Street Address	433 WEST BLVD
City	CHARLOTTE
State	NC
Zip	28203-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8 (HD)
Legal Description	L9 B16 M332-96
Legal Subdivision	ABBOTT REALTY CO PROP
Legal Block	16
Legal Lot Number	9
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2012
Census Tract	3600

Owner

Source: Mecklenburg County records, as of August 30, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Dec 20, 2022	Warranty Deed, Transfer
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit NEWDOMINION BANK
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 2, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Dec 20, 2022
Deed Document Number	2023079709
Deed Book / Page	38323 / 43
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	NATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208907
Date	Nov 2, 2021
Book Page	36716/476
Instrument	2021208907

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407

Mortgage

Document Number	0000009480
Date	Jan 19, 2022
Book Page	36978/954
Instrument	2022009480

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 21, 2023
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Document Number	0000079709
Book / Page	38323 / 43
Map Reference	MB 332 PG 96
Instrument Date	Aug 21, 2023
Instrument	2023079709
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 WELLINGSHIRE CT, MATTHEWS, NC 28105-6889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407

Mortgage

Document Number	0000079710
Date	Aug 21, 2023
Instrument	2023079710

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Sep 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	5-Year TN
Max Rate	12.1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 20, 2022
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Document Number	0000166011
Book / Page	37839 / 610
Map Reference	MB 332 PG 96
Instrument Date	Nov 28, 2022
Instrument	2022166011
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015106
Date	Feb 3, 2017
Book Page	31545/498
Instrument	2017015106

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000374
Date	Jan 2, 2019
Book Page	33207/663
Instrument	2019000374

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	443 Months
Due	Dec 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034909
Date	Mar 11, 2020
Book Page	34361/401
Instrument	2020034909

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 2, 2017
Property Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407
Document Number	0000148790
Book / Page	32244 / 656
Map Reference	MB332 PG96
Instrument Date	Oct 27, 2017
Instrument	2017148790
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,182.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 E 8TH ST, 728, CHARLOTTE, NC 28202-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 WEST BLVD, CHARLOTTE, NC 28203-4407

Mortgage

Document Number	0000148792
Date	Nov 2, 2017
Instrument	2017148792

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000148791
Date	Nov 2, 2017
Book Page	32244/658
Instrument	2017148791

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,842.00	$1,019,900 Land $332,500 Building $687,400	$1,019,900 Land $332,500 Building $687,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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