433 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 433 Watson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,472 sqft · built 1902
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jun 2023)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-257-027`

Property Details

APN / Parcel Number

Primary APN	`15-27-257-027`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	4,082 sqft
Basement Area	1,236 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 WATSON ST
City	AURORA
State	IL
Zip	60505-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HACKNEYS ADDN LOT 19 BLK 1
Legal Subdivision	HACKNEYS ADDN
Legal Block	1
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	5
Census Block	5003
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 300854, CHICAGO, IL 60630-0854
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FIDELITY MORTGAGE SERVICES
Aug 5, 2022	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 6, 2017	Deed of Trust, Mortgage · Line of Credit ST CHARLES BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Oct 26, 2009 · Amount on Record
Deed Document Number	202321713
Prior Transfer Date	Oct 7, 2003
Prior Transfer Doc	0000016347
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2023
Property Address	433 WATSON ST, AURORA, IL 60505-4817
Document Number	0000021713
Instrument Date	Jun 13, 2023
Instrument	2023K021713
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 300854, CHICAGO, IL 60630-0854

Mortgage

Document Number	0000021714
Date	Jun 30, 2023
Instrument	2023K021714

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.12%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 5, 2022
Property Address	433 WATSON ST, AURORA, IL 60505-4817
Document Number	0000039812
Instrument Date	May 9, 2022
Instrument	2022K039812
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 DELTA DR, ELGIN, IL 60123-6582

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	433 WATSON ST, AURORA, IL 60505-4817
Document Number	0000060903
Instrument Date	Nov 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1102 DELTA DR ELGIN IL 601236582, ELGIN, IL 60123-6582

Mortgage

Document Number	0000060903
Date	Nov 21, 2017
Instrument	60903

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,090.00 (+15.34%)	$93,251 (+9.39%) Land $9,245 Building $84,006	$279,865 (+9.39%) Land $27,746 Building $252,119
2024		$85,246 (+22.66%) Land $8,451 Building $76,795	$255,840 (+22.71%) Land $25,363 Building $230,477
2022	$5,280.00 (+1.09%)	$69,496 (+7.41%) Land $6,890 Building $62,606	$208,488 (+7.41%) Land $20,670 Building $187,818
2021	$5,223.00	$64,702 Land $6,415 Building $58,287	$194,106 Land $19,245 Building $174,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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