Cleveland County property record for 433 Waterfront Dr, Norman, OK 73071
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,736 sqft · built 1993 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,500 (Sep 2016) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29ROYO2 3 5001 |
| Primary APN | NC29ROYO2 3 5001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Gross Area | 2,234 sqft |
| 1st Floor Area | 1,736 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 498 sqft |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43545 |
|---|---|
| Street Address | 433 WATERFRONT DR |
| City | NORMAN |
| State | OK |
| Zip | 73071-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ROYAL OAKS SEC 2 REPLAT PRT LT 1 BLK 3 LT 5 BLK 3 |
| Legal Range | 02W |
| Legal Township | 09 |
| Legal Section | 27 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 201405 |
Source: Cleveland County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 433 WATERFRONT DR, NORMAN, OK 73071-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Jun 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 16, 2017 | Deed of Trust, Mortgage OCEANSIDE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2016 · Amount on Record |
| Deed Sale | Sep 14, 2016 · Amount on Record |
| Prior Sale | Nov 20, 2012 · Amount on Record |
| Deed Document Number | 201630892 |
| Deed Book / Page | 5593 / 1008 |
| Last Transfer Date | Dec 27, 2023 |
| Transfer Doc | R202334600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 27, 2023 |
| Property Address | 433 WATERFRONT DR, NORMAN, OK 73071-2141 |
| Document Number | R202334600 |
| Book / Page | 6620 / 264 |
| Instrument Date | Dec 27, 2023 |
| Instrument | R 2023 34600 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 433 WATERFRONT DR, NORMAN, OK 73071-2141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | FAMS DTO |
| Name | Verified Name |
|---|
| Document Number | R202122448 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 6251/159 |
| Instrument | R 2021 22448 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 433 WATERFRONT DR, NORMAN, OK 73071-2141 |
| Document Number | 0000020428 |
| Book / Page | 005691 / 000277 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 433 WATERFRONT DR NORMAN OK 730712141, NORMAN, OK 73071-2141 |
| Document Number | 0000020428 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 005691/000277 |
| Instrument | 20428 |
| Name | OCEANSIDE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 22, 2047 |
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,542.00 (+6.36%) Homeowner's exemption | $22,181 (+6.09%) Land $3,280 Building $18,901 | $240,154 (+24.88%) Land $35,518 Building $204,636 |
| 2023 | $2,390.00 (+7.56%) Homeowner's exemption | $20,908 (+3%) Land $3,861 Building $17,047 | $192,311 (-) Land $35,518 Building $156,793 |
| 2022 | $2,222.00 Homeowner's exemption | $20,299 Land $3,749 Building $16,550 | $192,311 Land $35,518 Building $156,793 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures