433 W Buffalo St, Ithaca, NY 14850 Property Records

Tompkins County and Ithaca City property record for 433 W Buffalo St, Ithaca, NY 14850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,530 sqft · built 1860
Lot Size	0.124 acres (5,412 sqft)
Owner	2 Individual Names on File
Last Sale	$194,500 (Oct 2005)
Tax Bill	$12,603 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`500700 59.-5-1`

Property Details

APN / Parcel Number

Primary APN	`500700 59.-5-1`
Alternative APN	`070005900000050010000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,530 sqft Living Area
1st Floor Area	800 sqft
2nd Floor Area	520 sqft
Upper Floors Area	210 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,412 sqft (0.124 acres)
Lot Dimensions	82 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	110 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	433 W BUFFALO ST
City	ITHACA
State	NY
Zip	14850-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Block	5
Legal Lot Number	1.000
Jurisdiction	TOMPKINS NY
Township / Civil Division	ITHACA
Census Block Group	2
Census Block	2018
Census Tract	800

Owner

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	433 W BUFFALO ST, ITHACA, NY 14850-4011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ALTERNATIVE FCU
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit ALTERNATIVE FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2005 · Amount on Record
Deed Sale	Oct 21, 2005 · Amount on Record
Prior Sale	Mar 2, 2001 · Amount on Record
Deed Book / Page	48099 / 1001
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	433 W BUFFALO ST, ITHACA, NY 14850-4011
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001776
Date	Dec 1, 2025
Instrument	2025-11776

Lender

Name	ALTERNATIVE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	109 Months
Due	Jan 1, 2035

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	433 W BUFFALO ST, ITHACA, NY 14850-4011
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000268
Date	Sep 9, 2022
Instrument	2022-10268

Lender

Name	ALTERNATIVE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tompkins County and Ithaca City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
Municipality	Ithaca City
Unified School District	Ithaca City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,603.00	$395,000 (+13.83%) Land $42,100 Building $352,900	$395,000 (+13.83%) Land $42,100 Building $352,900
2023	Additional exemption filed	$347,000 Land $42,100 Building $304,900	$347,000 Land $42,100 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	27 (1981)
Claims Outside the SFHA	16 of 27
Most Recent Claim	Oct 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ITHACA CITY serves 29,457 people · EPA ID NY5404416
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorine dioxide resolved · Feb 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 781 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Fiberspark, Verizon.

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