Cook County property record for 433 W 97th St, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,027 sqft · built 1963 |
| Lot Size | 0.087 acres (3,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,500 (May 2014) |
| Tax Bill | $2,260 (2023) |
| Deeds & Mortgages | Apr 2024 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-122-057 |
| Primary APN | 25-09-122-057 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 1,027 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,780 sqft (0.087 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 433 W 97TH ST |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (SUBDIVISION) OF BLKS 5-7 10-11& 15IN ODELLS ADD TO E LUCID PARK SUB EH NW SEC 09-37-14 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 09 |
| Legal Subdivision | ODELLS ADD |
| Legal Block | 5-7 |
| Legal Lot Number | 29,30 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 730500 |
433 W 97th St is owned and occupied by an individual who bought it in May 2014.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jun 23, 2017 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Jun 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2014 · Amount on File |
| Deed Sale | May 23, 2014 · Amount on File |
| Prior Sale | Aug 5, 2013 · Amount on File |
| Deed Document Number | 201434013 |
| Prior Transfer Date | Oct 26, 2012 |
| Prior Transfer Doc | 0000044047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|---|
| Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Document Number | 0011424242 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2411424242 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Document Number | 0010024215 |
|---|---|
| Date | Apr 9, 2024 |
| Instrument | 2410024215 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 280 Months |
| Due | Aug 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Document Number | 1722108013 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 433 W 97TH ST CHICAGO IL 606281152, CHICAGO, IL 60628-1152 |
| Document Number | 1722108013 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 22108013 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 433 W 97TH ST, CHICAGO, IL 60628-1152 |
| Document Number | 1719406004 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 W 97TH ST CHICAGO IL 606281152, CHICAGO, IL 60628-1152 |
| Document Number | 1719406004 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 19406004 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,000 Land $3,591 Building $9,409 | $130,000 Land $35,910 Building $94,090 | |
| 2023 | $2,260.00 (+3.57%) | ||
| 2022 | $2,182.00 (+1.44%) Homeowner's exemption | $14,000 (-) Land $2,835 Building $11,165 | $140,000 (-) Land $28,350 Building $111,650 |
| 2021 | $2,151.00 Homeowner's exemption | $14,000 Land $2,835 Building $11,165 | $140,000 Land $28,350 Building $111,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 433 W 97th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 433 W 97th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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