Clay County property record for 433 W 12th St, Flora, IL 62839
| Property Type | Commercial |
|---|---|
| Lot Size | 0.35 acres (15,261 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,500 (Nov 2025) |
| Tax Bill | $372 (2025) |
| Deeds & Mortgages | Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-207-001 |
| Primary APN | 10-26-207-001 |
|---|
| Lot Area | 15,261 sqft (0.35 acres) |
|---|
| Street Address | 433 W 12TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1012 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | RIDER'S ADDN PT TRACT 1 |
| Legal Subdivision | RIDERS ADD |
| Legal Tract | 1 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 236 W 12TH ST, FLORA, IL 62839-1007 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Deed Document Number | 202513027 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Nov 20, 2025 |
| Property Address | 433 W 12TH ST, FLORA, IL 62839 |
| Document Number | 0000213027 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 213027 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | LSA TITLE SERVICES, CLAY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $9.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 236 W 12TH ST, FLORA, IL 62839-1007 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372.00 (-5.82%) | $4,864 (-) Land $2,748 Building $2,116 | $14,592 (-) Land $8,244 Building $6,348 |
| 2024 | $395.00 (-5.05%) | $4,864 (+11.18%) Land $2,748 Building $2,116 | $14,592 (+11.18%) Land $8,244 Building $6,348 |
| 2022 | $416.00 (+7.49%) | $4,375 Land $2,450 Building $1,925 | $13,125 Land $7,350 Building $5,775 |
| 2021 | $387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures