433 Valley View Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 433 Valley View Dr, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,757 sqft · built 1997
Lot Size0.33 acres (14,391 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Apr 2002)
Tax Bill$4,839 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN14-22-27-1942-00-500

Property Details

APN / Parcel Number

Primary APN14-22-27-1942-00-500
Alternative APNs
  • 272214194200500
  • 113251
  • 113903
  • 115189

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,757 sqft Living Area
Gross Area4,445 sqft
1st Floor Area1,649 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,391 sqft (0.33 acres)
Garage TypeAttached
Garage Area1,251 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area241 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address433 VALLEY VIEW DR
CityWINTER GARDEN
StateFL
Zip34787-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCOURTLEA OAKS PHASE 1A 35/34 LOT 50
Legal Range27E
Legal Township22S
Legal Section14
Legal SubdivisionCOURTLEA OAKS PH 1 A
Legal Phase1A
Legal Tract1942
Legal BlockP
Legal Lot Number50
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1028
Census Tract17401

Owner

433 Valley View Dr is owned and occupied by two individuals who bought it in April 2002.

Source: Orange County records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address433 VALLEY VIEW DR, WINTER GARDEN, FL 34787-4513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2002 · Amount on File
Deed SaleApr 8, 2002 · Amount on File
Prior SaleDec 4, 1996 · Amount on File
Deed Book / Page6496 / 4924
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address433 VALLEY VIEW DR, WINTER GARDEN, FL 34787-4513
Document Number0000119605
Instrument DateFeb 27, 2017
Transaction TypeMortgage
Record UpdatedApr 20, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address433 VALLEY VIEW DR WINTER GARDEN FL 347874513, WINTER GARDEN, FL 34787-4513

Mortgage

Document Number0000119605
DateMar 7, 2017
Instrument119605
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 433 Valley View Dr was $4,839, up 5.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,661 (+2.7%)$668,400 (-1.27%) Land $200,000 Building $468,400
2025$4,839.00 (+5.26%) Homeowner's exemption$337,547$677,010 Land $200,000 Building $477,010
2024$4,597.00 (+3.75%)
2023$4,431.00 (+3.05%) Homeowner's exemption$318,480 (+3%)$597,355 (+12.16%) Land $175,000 Building $422,355
2022$4,300.00 Homeowner's exemption$309,204$532,607 Land $175,000 Building $357,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 433 Valley View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Valley View Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, CenturyLink, Hotwire Communications, Verizon.

Nearby Properties on Valley View Dr

Nearby Streets

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