Caldwell County property record for 433 Thronewall St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 672 sqft · built 1950 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Sep 2010) |
| Tax Bill | $639 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 9 1 9C |
| Primary APN | 03 9 1 9C |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 672 sqft Heated Area |
| Gross Area | 776 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 71,874 sqft (1.65 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 172294 |
|---|---|
| Street Address | 433 THRONEWALL ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2029 PG 1295 YR 2021 ST 80.00 |
| Legal Subdivision | SURVEY FOR DENNIS SHORT |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30700 |
433 Thronewall St is owned and occupied by an individual who bought it in September 2010.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 THRONEWALL ST, HUDSON, NC 28638-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Aug 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2010 · Amount on File |
| Deed Sale | Sep 8, 2010 · Amount on File |
| Prior Sale | Dec 29, 2009 · Amount on File |
| Deed Book / Page | 1749 / 902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 433 THRONEWALL ST, HUDSON, NC 28638-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020690904 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 2069/904 |
| Instrument | 10077984 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | LENOIR, NC 28645 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 4, 2021 |
| Property Address | 433 THRONEWALL ST, HUDSON, NC 28638-2261 |
| Document Number | 0020291295 |
| Book / Page | 2029 / 1295 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 10060912 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 THRONEWALL ST, HUDSON, NC 28638-2261 |
| Document Number | 10060913 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 10060913 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2026 property tax bill for 433 Thronewall St was $639, down 20.5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639.00 (-20.52%) | $100,800 (-) Land $20,600 Building $80,200 | |
| 2025 | $804.00 | $100,800 Land $20,600 Building $80,200 | $100,800 Land $20,600 Building $80,200 |
| 2023 | $44,900 (-) Land $17,600 Building $27,300 | $44,900 (-) Land $17,600 Building $27,300 | |
| 2022 | $360.00 | $44,900 Land $17,600 Building $27,300 | $44,900 Land $17,600 Building $27,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Thronewall St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 433 Thronewall St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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