Bergen County and Norwood Borough property record for 433 Summit St, Norwood, NJ 07648
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1940 |
| Lot Size | 0.382 acres (16,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $551,000 (Aug 2022) |
| Tax Bill | $9,312 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00122-0000-00031 |
| Primary APN | 41-00122-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Stucco |
| Lot Area | 16,649 sqft (0.382 acres) |
| Lot Dimensions | 222 ft deep x 75 ft wide |
| Street Address | 433 SUMMIT ST |
|---|---|
| City | NORWOOD |
| State | NJ |
| Zip | 07648-1220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X222 1LT |
| Legal Block | 122 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2300 |
433 Summit St is owned and occupied by an individual who bought it in August 2022.
Source: Bergen County and Norwood Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 SUMMIT ST, NORWOOD, NJ 07648-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECOND MTG/NJ |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Dec 7, 2001 · Amount on File |
| Deed Document Number | 202280487 |
| Deed Book / Page | 4773 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 14, 2026 |
| Property Address | 433 SUMMIT ST, NORWOOD, NJ 07648-1220 |
| Document Number | 0000024613 |
| Book / Page | 5771 / 1056 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202624613 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1033 WASHINGTON AVE S, OLD TAPPAN, NJ 07675-7267 |
| Document Number | 0057711056, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5771/1056 |
| Instrument | 202624613 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 12, 2022 |
| Property Address | 433 SUMMIT ST, NORWOOD, NJ 07648-1220 |
| Document Number | 0047730297 |
| Book / Page | 4773 / 297 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 2022080487 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,665.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 LAKEVIEW TER, 103, OAKLAND, NJ 07436-1240 |
| Name | Verified Name |
|---|---|
| Address | 433 SUMMIT ST, NORWOOD, NJ 07648-1220 |
| Document Number | 2022080488 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022080488 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 433 SUMMIT ST, NORWOOD, NJ 07648-1220 |
| Document Number | 0034102056 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 433 SUMMIT ST NORWOOD NJ 076481220, NORWOOD, NJ 07648-1220 |
| Document Number | 0034102056 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 003410/002056 |
| Instrument | 79016 |
| Name | FIRST SECOND MTG/NJ |
|---|---|
| Type | Mortgage Company |
| Address | CRESSKILL, NJ 07626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 17, 2049 |
The 2025 property tax bill for 433 Summit St was $9,312, up 5.2% from the year before.
Source: Bergen County and Norwood Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Norwood Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Norwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650,800 (+102.11%) Land $443,200 Building $207,600 | $650,800 (+102.11%) Land $443,200 Building $207,600 | |
| 2025 | $9,312.00 (+5.2%) | $322,000 Land $247,000 Building $75,000 | $322,000 Land $247,000 Building $75,000 |
| 2024 | $8,852.00 | ||
| 2023 | $322,000 Land $247,000 Building $75,000 | $322,000 Land $247,000 Building $75,000 | |
| 2022 | $8,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Summit St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1980–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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