Bergen County and Englewood Cliffs Borough property record for 433 Summit St, Englewood Cliffs, NJ 07632
| Property Type | Single Family Home |
|---|---|
| Details | 3,620 sqft · built 1967 |
| Lot Size | 0.232 acres (10,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Dec 2014) |
| Tax Bill | $12,815 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00501-0000-00002 |
| Primary APN | 16-00501-0000-00002 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,620 sqft Living Area |
|---|
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Lot Area | 10,115 sqft (0.232 acres) |
| Lot Dimensions | 119 ft deep x 85 ft wide |
| Account Number | 051920 |
|---|---|
| Street Address | 433 SUMMIT ST |
| City | ENGLEWOOD CLIFFS |
| State | NJ |
| Zip | 07632-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 85X119 |
| Legal Subdivision | SUMMIT HOMES |
| Legal Block | 501 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ENGLEWOOD CLIFFS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 16000 |
433 Summit St is owned and occupied by two individuals who acquired it in December 2016.
Source: Bergen County and Englewood Cliffs Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 30, 2017 | Quit Claim Deed, Transfer FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2014 · Amount on File |
| Deed Sale | Dec 17, 2014 · Amount on File |
| Deed Document Number | 20148405901 |
| Deed Book / Page | 1816 / 2321 |
| Last Transfer Date | Dec 5, 2016 |
| Transfer Doc | 0025200009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 21, 2021 |
| Property Address | 433 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-1715 |
| Document Number | 0040921826 |
| Book / Page | 4092 / 1826 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021061068 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 GOOSE COVE LN, 7, RAMSEY, NJ 07446-2241 |
| Name | Verified Name |
|---|---|
| Address | 352 CASTLE DR, ENGLEWOOD CLIFFS, NJ 07632-1738 |
| Document Number | 2021061069 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021061069 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 30, 2017 |
| Property Address | 433 SUMMIT ST, ENGLEWOOD CLIFFS, NJ 07632-1715 |
| Document Number | 0025200009 |
| Book / Page | 002520 / 000009 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 433 SUMMIT ST ENGLEWOOD CLIFFS NJ 076321715, ENGLEWOOD CLIFFS, NJ 07632-1715 |
| Document Number | 25200015 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 002520/000015 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 29, 2032 |
The 2025 property tax bill for 433 Summit St was $12,815, up 0.9% from the year before.
Source: Bergen County and Englewood Cliffs Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Englewood Cliffs Borough |
| Unified School District | Englewood Cliffs Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,100,000 (-) Land $680,000 Building $420,000 | $1,100,000 (-) Land $680,000 Building $420,000 | |
| 2025 | $12,815.00 (+0.87%) | $1,100,000 Land $680,000 Building $420,000 | $1,100,000 Land $680,000 Building $420,000 |
| 2024 | $12,705.00 | ||
| 2023 | $1,100,000 Land $680,000 Building $420,000 | $1,100,000 Land $680,000 Building $420,000 | |
| 2022 | $12,353.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | May 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Summit St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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