Henderson County property record for 433 Summerfield Pl, Flat Rock, NC 28731
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,200 sqft · built 2019 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Sep 2022) |
| Tax Bill | $2,823 (2025) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9588636724 |
| Primary APN | 9588636724 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,200 sqft Heated Area |
| 1st Floor Area | 1,802 sqft |
| Upper Floors Area | 346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10002633 |
|---|---|
| Street Address | 433 SUMMERFIELD PL |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-0839 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 10002633~R |
| Legal Description | ORCHARDS FLAT ROCK PL2018-11071 |
| Legal Subdivision | ORCHARDS OF FLAT ROCK |
| Legal Block | 63 |
| Legal Lot Number | 6724 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 930302 |
433 Summerfield Pl, a townhouse, is owned and occupied by two individuals who bought it in September 2022.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 SUMMERFIELD PL, FLAT ROCK, NC 28731-0839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on File |
| Deed Sale | Sep 6, 2022 · Amount on File |
| Deed Document Number | 2022986048 |
| Deed Book / Page | 3958 / 706 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 6, 2022 |
| Property Address | 433 SUMMERFIELD PL, FLAT ROCK, NC 28731-0839 |
| Document Number | 0039580706 |
| Book / Page | 3958 / 706 |
| Map Reference | SL 11071 |
| Instrument Date | Sep 1, 2022 |
| Instrument | 986048 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 LANE LORRAINE, 830, LAKE FOREST, IL 60045-1643 |
| Name | Verified Name |
|---|---|
| Address | 106 BROADMOOR DR, FLAT ROCK, NC 28731-9570 |
The 2025 property tax bill for 433 Summerfield Pl was $2,823.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $503,300 Land $48,500 Building $454,800 | ||
| 2025 | $2,823.00 | ||
| 2023 | $503,300 Land $48,500 Building $454,800 | $503,300 Land $48,500 Building $454,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Summerfield Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Summerfield Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures