433 Stroud St, Marion, NC 28752 Property Records

McDowell County property record for 433 Stroud St, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1950
Lot Size	0.655 acres (28,490 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2014)
Tax Bill	$558 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1700-06-29-8736`

Property Details

APN / Parcel Number

Primary APN	`1700-06-29-8736`
Alternative APN	`59688`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,116 sqft Heated Area
Gross Area	2,186 sqft
1st Floor Area	1,116 sqft
Basement Area	518 sqft
Unfinished Basement	518 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,490 sqft (0.655 acres)
Lot Dimensions	407 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	59688
Street Address	433 STROUD ST
City	MARION
State	NC
Zip	28752-4943
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3011
Census Tract	970500

Owner

Source: McDowell County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	433 STROUD ST, MARION, NC 28752-4943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Prior Sale	May 1, 1999 · Amount on Record
Deed Document Number	20145207
Deed Book / Page	1143 / 445
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	433 STROUD ST, MARION, NC 28752-4943
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013940394
Date	Apr 6, 2022
Book Page	1394/394
Instrument	2022002034

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SKYLAND, NC 28776

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	433 STROUD ST, MARION, NC 28752-4943
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012830871
Date	Aug 23, 2019
Book Page	1283/0871
Instrument	2019004006

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$558.00 (+3.33%)	$78,180 (-) Land $25,000 Building $53,180
2023	$540.00	$78,180 Land $25,000 Building $53,180	$78,180 Land $25,000 Building $53,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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