433 State St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 433 State St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft · built 1959
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jun 2004)
Tax Bill	$5,345 (2025)
Deeds & Mortgages	Nov 2022 Refinance Jan 2020 Mortgage + 2 more
APN	`BELC M:251 L:73`

Property Details

APN / Parcel Number

Primary APN	`BELC M:251 L:73`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Gross Area	3,700 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	433 STATE ST
City	BELCHERTOWN
State	MA
Zip	01007-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	73
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

433 State St is owned and occupied by two individuals who acquired it in January 2020.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	433 STATE ST, BELCHERTOWN, MA 01007-9295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK
Jan 15, 2020	Quit Claim Deed, Transfer COUNTRY BK FOR SVGS
May 18, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2004 · Amount on File
Deed Sale	Jun 25, 2004 · Amount on File
Prior Sale	Jan 29, 2004 · Amount on File
Deed Book / Page	7872 / 284
Last Transfer Date	Jan 10, 2020
Transfer Doc	013515-135
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	433 STATE ST, BELCHERTOWN, MA 01007-9295
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014723-305
Date	Nov 4, 2022
Book Page	14723/305
Instrument	22762

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Jan 15, 2020
Property Address	433 STATE ST, BELCHERTOWN, MA 01007-9295
Document Number	13515-131
Book / Page	013515 / 000131
Instrument Date	Jan 10, 2020
Instrument	810
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 STATE ST BELCHERTOWN MA 010079295, BELCHERTOWN, MA 01007-9295

Mortgage

Document Number	13515-135
Date	Jan 15, 2020
Book Page	013515/000135
Instrument	811

Lender

Name	COUNTRY BK FOR SVGS
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	433 STATE ST, BELCHERTOWN, MA 01007-9295
Document Number	12962-106
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	433 STATE ST BELCHERTOWN MA 010079295, BELCHERTOWN, MA 01007-9295

Mortgage

Document Number	12962-106
Date	May 24, 2018
Book Page	012962/000106
Instrument	9511

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	433 STATE ST, BELCHERTOWN, MA 01007-9295
Document Number	12751-210
Book / Page	012751 / 000210
Instrument Date	Sep 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	12751-210
Date	Sep 19, 2017
Book Page	012751/000210
Instrument	19557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 433 State St was $5,345, up 3.5% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,345.00 (+3.51%)	$368,400 (+9.29%) Land $63,300 Building $305,100	$407,930 (+27.23%)
2024	$5,164.00 (+4.26%)	$337,100 (+11.07%) Land $57,200 Building $279,900	$320,625
2023	$4,953.00	$303,500 Land $53,400 Building $250,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 433 State St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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