433 State Park Rd, Troutman, NC 28166 Property Records

Iredell County property record for 433 State Park Rd, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,597 sqft · built 2021
Lot Size	9 acres (392,084 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4730-13-5390.000`

Property Details

APN / Parcel Number

Primary APN	`4730-13-5390.000`
Alternative APN	`80079734`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,597 sqft Heated Area
Gross Area	3,915 sqft
1st Floor Area	2,203 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	392,084 sqft (9 acres)
Lot Width	1,091 ft Width
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	570 sqft
Deck Area	182 sqft
Shed	1 Shed
Shed Area	736 sqft
Storage Building	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80079734
Street Address	433 STATE PARK RD
City	TROUTMAN
State	NC
Zip	28166-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L1 JEFFREY W STULL & JANICE L STULL PB73-92
Legal Subdivision	MINOR
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4011
Census Tract	61205

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	433 STATE PARK RD, TROUTMAN, NC 28166-8674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 21, 2021	Deed of Trust, Mortgage · Construction Mortgage BLUEHARBOR BANK
Mar 5, 2021	Warranty Deed, Transfer · Line of Credit BLUEHARBOR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	433 STATE PARK RD, TROUTMAN, NC 28166-8674
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002905455
Date	Mar 21, 2022
Book Page	2905/455

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	433 STATE PARK RD, TROUTMAN, NC 28166-8674
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 PLEASANT GROVE LN, MOORESVILLE, NC 28115-8209

Mortgage

Document Number	0002815442
Date	May 21, 2021
Book Page	2815/442

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	STATESVILLE, NC 28687

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 5, 2021
Property Address	433 STATE PARK RD, TROUTMAN, NC 28166-8674
Document Number	0027892384
Book / Page	2789 / 2384
Map Reference	MB 73 PG 92
Instrument Date	Mar 4, 2021
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9829 BARTGIS RD, FREDERICK, MD 21702-1960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 STATE PARK RD, TROUTMAN, NC 28166-8674

Mortgage

Document Number	0027892386
Date	Mar 5, 2021
Instrument	2789/2386

Lender

Name	BLUEHARBOR BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,420 (-) Land $214,810 Building $472,610	$687,420 (-) Land $214,810 Building $472,610
2025	$4,184.00 (+7.5%)	$687,420 (+7.61%) Land $214,810 Building $472,610	$687,420 (+7.61%) Land $214,810 Building $472,610
2024	$3,892.00	$638,820 (-) Land $214,810 Building $424,010	$638,820 (-) Land $214,810 Building $424,010
2023	$3,892.00 (+110.04%)	$638,820 (+127.01%) Land $214,810 Building $424,010	$638,820 (+127.01%) Land $214,810 Building $424,010
2022	$1,853.00	$281,410 Land $125,290 Building $156,120	$281,410 Land $125,290 Building $156,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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