Middlesex County and Wakefield Town property record for 433 South St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,482 sqft · built 1920 |
| Lot Size | 0.209 acres (9,108 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Nov 2023) |
| Tax Bill | $7,938 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAKE M:000004 B:0066 P:00006B |
| Primary APN | WAKE M:000004 B:0066 P:00006B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,783 sqft |
| Basement Area | 757 sqft |
| Unfinished Basement | 757 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,108 sqft (0.209 acres) |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3826 |
|---|---|
| Street Address | 433 SOUTH ST |
| City | READING |
| State | MA |
| Zip | 01867-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 66 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 335200 |
Source: Middlesex County and Wakefield Town records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 433 SOUTH ST, READING, MA 01867-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RMA LENDING LLC |
| Nov 9, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MSA LENDING LLC |
| Nov 9, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on Record |
| Deed Sale | Nov 9, 2023 · Amount on Record |
| Deed Document Number | 20231947238 |
| Prior Transfer Date | Nov 1, 2023 |
| Prior Transfer Doc | 0001947239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 5, 2026 |
| Property Address | 433 SOUTH ST, READING, MA 01867-4003 |
| Document Number | 0002005626 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 20262005626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 SOUTH ST, READING, MA 01867-4003 |
| Document Number | 0002005626, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20262005626 |
| Name | RMA LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 9, 2023 |
| Property Address | 433 SOUTH ST, READING, MA 01867-4003 |
| Document Number | 0001947238 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 1947238 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 SOUTH ST, READING, MA 01867-4003 |
| Document Number | 0001947240 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 1947240 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 9, 2023 |
| Property Address | 433 SOUTH ST, READING, MA 01867-4003 |
| Document Number | 0001947239 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 1947239 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 433 SOUTH ST, READING, MA 01867-4003 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,938.00 (+8.21%) | $699,400 (+7.25%) Land $402,100 Building $297,300 | $569,240 |
| 2024 | $7,336.00 (+2.54%) | $652,100 (+6.92%) Land $374,100 Building $278,000 | |
| 2023 | $7,154.00 | $609,900 Land $349,100 Building $260,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1978–2014) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Dec 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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