433 Sam Heim Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 433 Sam Heim Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,708 sqft · built 1992
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2003)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029083H A 03900`

Property Details

APN / Parcel Number

Primary APN	`029083H A 03900`
Alternative APN	`083H A 03900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	1,708 sqft
Unfinished Basement	1,708 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	603 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	433 SAM HEIM RD
City	RUTLEDGE
State	TN
Zip	37861-4961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Legal Subdivision	HEIMS POINTE SUBD
Legal Lot Number	13
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2018
Census Tract	500302

Owner

433 Sam Heim Rd is owned and occupied by an individual who bought it in May 2003.

Source: Grainger County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	433 SAM HEIM RD, RUTLEDGE, TN 37861-4961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF THE SOUTH
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2003 · Amount on File
Deed Sale	May 27, 2003 · Amount on File
Prior Sale	Jun 25, 1991 · Amount on File
Deed Book / Page	244 / 887
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	433 SAM HEIM RD, RUTLEDGE, TN 37861-4961
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 SAM HEIM RD, RUTLEDGE, TN 37861-4961

Mortgage

Document Number	0000000924
Date	Mar 19, 2026
Book Page	INST435/412
Instrument	26000924

Lender

Name	PEOPLES BANK OF THE SOUTH
Type	Bank
Address	106 W CENTRAL AVE, LA FOLLETTE, TN 37766

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	433 SAM HEIM RD, RUTLEDGE, TN 37861-4961
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001642
Date	May 20, 2021
Book Page	394/950
Instrument	21001642

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37813

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 18, 2031

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 18, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.62%
Index	5-Year CMT
Margin	2
Max Rate	8.62%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	433 SAM HEIM RD, RUTLEDGE, TN 37861-4961
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1642
Date	May 20, 2021
Book Page	394/950
Instrument	21001642

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37813

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 18, 2031

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 18, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.62%
Index	5-Year CMT
Margin	2
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 433 Sam Heim Rd was $2,175.

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,175.00	$92,550 (-) Land $43,525 Building $49,025
2024	$2,175.00	$92,550 (-) Land $43,525 Building $49,025
2023		$92,550 (-) Land $43,525 Building $49,025
2022	$2,126.00	$92,550 Land $43,525 Building $49,025
2021			$370,200 Land $174,100 Building $196,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 433 Sam Heim Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 433 Sam Heim Rd is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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