Guadalupe County property record for 433 Salt Frk, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,888 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,200 (Apr 2019) |
| Tax Bill | $463 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000170396 |
| Primary APN | 000000170396 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 2,330 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Deck Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 433 SALT FRK |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED RIVER RANCH #1 BLOCK 3 LOT 8 .23 AC |
| Legal Subdivision | RED RIVER RANCH #1 |
| Legal Tract | 8 |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 210717 |
433 Salt Frk is owned and occupied by an individual who bought it in April 2019.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 433 SALT FRK, CIBOLO, TX 78108-4065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 22, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on File |
| Deed Sale | Apr 22, 2019 · Amount on File |
| Deed Document Number | 201999008372 |
| Prior Transfer Date | Apr 19, 2019 |
| Prior Transfer Doc | 0099008372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 433 SALT FRK, CIBOLO, TX 78108-4065 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099032071 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 202199032071 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Apr 22, 2019 |
| Property Address | 433 SALT FRK, CIBOLO, TX 78108-4065 |
| Document Number | 0000008372 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 8372 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 SALT FRK SCHERTZ TX 781084065, SCHERTZ, TX 78108-4065 |
| Document Number | 8373 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 8373 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2049 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,234 (+0.74%) Land $54,363 Building $282,871 | $337,234 (+0.74%) Land $54,363 Building $282,871 | |
| 2025 | $334,768 Land $53,326 Building $281,442 | $334,768 Land $53,326 Building $281,442 | |
| 2023 | $463.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $384,716 Land $69,030 Building $315,686 | $384,716 Land $69,030 Building $315,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Salt Frk in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Salt Frk is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
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